LIFE INSURANCE SERVICES

Brand Owner (click to sort) Address Description
"QUICK TIP" ADVANCED SALES CONCEPT SERIES AMERICAN INTERNATIONAL GROUP, INC. AIG (Intellectual Property Legal) PO Box 728 New York NY 101080728 life insurance services;ADVANCED SALES CONCEPT SERIES BUSINESS BUY/SELL;
A FRESH VOICE IN LIFE INSURANCE AEGON DIRECT MARKETING SERVICES, INC. 520 Park Avenue Baltimore MD 21201 life insurance services;
ACL SIGNATURE VARIABLE ANNUITY AMERICAN EXPRESS COMPANY New York NY LIFE INSURANCE SERVICES, NAMELY, THE UNDERWRITING AND ADMINISTRATION OF VARIABLE ANNUITIES;VARIABLE ANNUITY;
AFBA THE 5 STAR ASSOCIATION ARMED FORCES BENEFIT ASSOCIATION 909 North Washington Street Alexandria VA 22314 LIFE INSURANCE SERVICES, NAMELY, INSURANCE ADMINISTRATION, INSURANCE ACTUARIAL SERVICES, INSURANCE UNDERWRITING, INSURANCE AGENCY SERVICES, INSURANCE BROKERAGE AND CONSULTATION IN THE FIELD OF INDIVIDUAL AND GROUP LIFE INSURANCE; AND HEALTH INSURANCE SERVICES, NAMELY, INSURANCE ADMINISTRATION, INSURANCE UNDERWRITING, INSURANCE AGENCY SERVICES, INSURANCE BROKERAGE AND CONSULTATION, AND PROVIDING SUPPLEMENTAL HEALTH INSURANCE UNDER WRITTEN BY A THIRD PARTY;AFBA THE FIVE STAR ASSOCIATION;ASSOCIATION;
AGENT LINK AMERICAN GENERAL LIFE INSURANCE COMPANY 2727-A Allen Parkway Houston TX 77019 Life insurance services, namely, providing life insurance and annuity illustrations for home office and agent use;
ALL AMERICAN LIFE INSURANCE COMPANY AMERICAN INTERNATIONAL GROUP, INC. AIG (Intellectual Property Legal) PO Box 728 New York NY 101080728 Life insurance services, namely, the underwriting and administration of a flexible premium universal life insurance contract;LIFE INSURANCE COMPANY;
ALLIED LIFE FINANCIAL CORPORATION ALLIED Life Financial Corporation 701 5th Avenue Des Moines IA 50309 life insurance services;
AMERICAN GENERAL SIGNATURE AMERICAN INTERNATIONAL GROUP, INC. AIG (Intellectual Property Legal) PO Box 728 New York NY 101080728 Life insurance services, namely, the underwriting and administration of private placement flexible premium variable life insurance contracts;
AMERICAN INVESTORS AMERICAN INVESTORS LIFE INSURANCE COMPANY, INC. One Amvestors Place 555 S. Kansas Avenue Topeka KS 66603 life insurance services, namely annuity underwriting and underwriting life insurance;as to AMERICAN INVESTORS;
ANNUITY ENHANCER Secured Trust Corporation 1600 IBM Park Building 650 Third Avenue South Minneapolis MN 554024337 life insurance services, namely providing life insurance funded by annuity income;ANNUITY;
APP-BY-PHONE PROGRAM All American Life Insurance Company 8501 West Higgins Road Chicago IL 60631 Life insurance services, namely, the telemarketing, underwriting and administration of level term life insurance contracts;No claim is made to the exclusive right to use PROGRAM apart from the mark as shown.;
BEACON TACTICAL RISK SAMMONS FINANCIAL GROUP, INC. 8300 Mills Civic Parkway West Des Moines IA 50266 Life insurance services, namely, underwriting, management, and administration of life insurance; annuity services, namely, the management and administration of annuity accounts, investment administration, and the investment and distribution of annuity funds; issuance, distribution, and administration of annuities;
BEST MERIDIAN Best Meridian Insurance Company 24th Floor 8950 SW 74 Court Miami FL 33156 life insurance services;
BREAKTHROUGH FOR THE INCOME GENERATION SUN LIFE ASSURANCE COMPANY OF CANADA 1 York Street, Suite 3100 Toronto, Ontario M5J0B6 Canada life insurance services, namely, issuing, underwriting and administration of annuities, consultation and brokerage services;BREAK THROUGH FOR THE INCOME GENERATION;
BRINKER CAPITAL VARIABLE ANNUITY AMERICAN GENERAL LIFE INSURANCE COMPANY 2727-A Allen Parkway Houston TX 77019 Life insurance services, namely, the underwriting and administration of private placement variable annuity contracts;CAPTIAL VARIABLE ANNUITY;
CHARITABLE LEGACY RIDER EQUITABLE FINANCIAL LIFE INSURANCE COMPANY 1290 AVENUE OF THE AMERICAS NEW YORK NY 10104 Life insurance services, namely, providing additional death benefits to the policy face amount for the qualified organization(s) chosen by the policy owner;CHARITABLE AND RIDER;
CONSUMERS UNITED CONSUMERS HOLDING COMPANY 777 PEARL ST. DENVER CO 80203 LIFE INSURANCE SERVICES;
CUSTOM CLASS CITIBANK, N.A. Nericho NY life insurance services;
EASY CHOICE AEGON DIRECT MARKETING SERVICES, INC. 520 Park Avenue Baltimore MD 21201 Life insurance services, namely, insurance brokerage, consultation, administration, underwriting and claims processing services for life insurance.;
EASYCHOICE AEGON DIRECT MARKETING SERVICES, INC. 520 Park Avenue Baltimore MD 21201 Life insurance services, namely, insurance brokerage, consultation, administration, underwriting and claims processing services for life insurance.;EASY CHOICE;
EMPIRE FIDELITY INVESTMENTS LIFE INSURANCE COMPANY FMR 245 Summer Street Boston MA 02210 life insurance services; namely, underwriting and issuing policies;INVESTMENTS LIFE INSURANCE COMPANY;
EMPIRE FIDELITY INVESTMENTS LIFE INSURANCE COMPANY FMR 245 Summer Street Boston MA 02210 life insurance services; namely, underwriting and issuing policies;INVESTMENTS LIFE INSURANCE COMPANY;
ESTATE ENHANCER GUARANTEE TRUST LIFE INSURANCE COMPANY 1275 Milwaukee Avenue Glenview IL 60025 Life insurance services;
ETL INSURANCE COMPANY FBL FINANCIAL GROUP, INC. 5400 University Avenue West Des Moines IA 50266 Life insurance services, namely, brokerage, claims administration and consultation;INSURANCE COMPANY;
EXECUTIVE WEALTH BUILDER HR BUSINESS PLANNING GROUP ADMINISTRATORS, INC. 8787 SOUTH REDWOOD ROAD 100 WEST JORDAN UT 84088 Life insurance services, namely, life insurance brokerage; insurance consulting in the field of life insurance; financial services, namely, providing consulting services to both employers and employees regarding the benefits of various life insurance policies;EXECUTIVE;
FAMILY CONNECTION COLUMBIAN MUTUAL LIFE INSURANCE COMPANY P.O. Box 1381 Binghamton NY 13902 life insurance services;
FAMILY MAINTENANCE PROGRAM PENNSYLVANIA LIFE INSURANCE COMPANY 600 Courtland Street, Suite 400 Orlando FL 327501352 life insurance services;
FEE FOR SERVICE LIFE Bankers Life Insurance Company of Nebraska P.O. Box 81889 Lincoln NE 68501 LIFE INSURANCE SERVICES;
FINANCIAL SECURITY PLAN GLOBAL BANKERS INSURANCE GROUP 2222 SEDWICK ROAD DURHAM NC 27713 Life insurance services, namely, underwriting, administration and brokerage; annuity underwriting and administering services;
FIXED RATE PLUS PROTECTIVE LIFE INSURANCE COMPANY 2801 Highway 280 South Birmingham AL 35223 life insurance services, namely, underwriting annuities;FIXED RATE;
GLOBAL ESTATE MANAGER Templeton American General Life of Bermuda, LTD. The ACE Building Hamilton, HM DX Bermuda Life insurance services, namely, the underwriting and administration of private placement of flexible premium variable life insurance contracts;
GROUP PLUS TOTAL LIFE INSURANCE COMPANY OF AMERICA, THE SUITE 515 12770 COIT ROAD DALLAS TX 752511306 LIFE INSURANCE SERVICES;
GUARANTEED SECURITY LIFE Aegon Special Markets Group, Inc. 20 Moores Road Frazer PA 19355 life insurance services, namely underwriting, claims administration, consultation, and brokerage;LIFE;
HAYMARKET INSURANCE COMPANY Advantage Capital Holdings 415 Bedford Road Pleasantville NY 10570 Life insurance services, namely, issuing and reinsuring fixed annuities;INSURANCE COMPANY;
HEALTHCARE WEALTH BUILDER Business Planning Group Insurance Agency, Inc., The 1325 West South Jordan Parkway Ste 101 South Jordan UT 84095 Life insurance services, namely, life insurance brokerage; insurance consulting in the field of life insurance; financial services, namely, providing consulting services to both employers and employees regarding the benefits of various life insurance policies;HEALTH CARE WEALTH BUILDER;HEALTHCARE;
INTERNET ANNUITY American General Corporation 2929 Allen Parkway Houston TX 77019 Life insurance services, namely, the underwriting and/or administration of life insurance policies and annuity contracts;Internet;
ISSUE FIRST HARTFORD LIFE INSURANCE COMPANY One Hartford Plaza Hartford CT 06155 Life insurance services, namely, underwriting, issuing and administration services;
LEGAL & GENERAL LIFE Banner Life Insurance Company 3275 Bennett Creek Avenue Frederick MD 21704 life insurance services;
LIBERTY ACCESS AMERICAN INVESTORS LIFE INSURANCE COMPANY, INC. One Amvestors Place 555 S. Kansas Avenue Topeka KS 66603 Life insurance services, specifically, insurance claim settlement and pay-out options by way of redemption check coupons issued to payees;
LIFELY THE PRUDENTIAL INSURANCE COMPANY OF AMERICA 751 Broad Street Newark NJ 07102 Life insurance services, namely, underwriting, issuing, and administration services;
LIME ASH BROKERAGE 888 S. Harrison Street Fort Wayne IN 46802 Life insurance services, namely, life insurance brokerage and life insurance underwriting;
MAKE GIVING GO FURTHER SUN LIFE ASSURANCE COMPANY OF CANADA 1 York Street, Suite 3100 Toronto, Ontario M5J0B6 Canada Life insurance services, namely, underwriting, issuing and administration of life insurance; Charitable services, namely, monetary charitable giving services funded by insurance contracts;
MANULIFE QUICK ISSUE TERM The Manufacturers Life Insurance Company 200 Bloor St. East, NT-10 Toronto, Ontario M4W1E5 Canada Life insurance services, namely, underwriting, issuing and administration of life insurance;QUICK ISSUE TERM;
MLF MAPLE LIFE FINANCIAL 4350 EAST-WEST HIGHWAY, SUITE 900 BETHESDA MD 20814 Life insurance services in the nature of life insurance settlement services;
MLF FINANCIAL GROUP MAPLE LIFE FINANCIAL 4350 EAST-WEST HIGHWAY, SUITE 900 BETHESDA MD 20814 Life insurance services in the nature of life insurance settlement services;MAPLE LIFE FINANCIAL FINANCIAL GROUP;Color is not claimed as a feature of the mark.;FINANCIAL GROUP;
MY ALFA ALFA CORPORATION 2108 East South Boulevard Montgomery AL 36116 Life insurance services, namely, underwriting, administration, and claims administration services; property and casualty insurance underwriting services;
NEWSTAR ALLIANCE NEWSTAR ALLIANCE USA, INC. 300 International Parkway, Suite 270 Heathrow FL 32746 life insurance services;NEW STAR ALLIANCE;
OXFORD LIFE ESTATE BUILDER Oxford Life Insurance Company 2727 N Central Ave. Phoenix AZ 85004 Life insurance services, namely, life insurance underwriting, administration, claims administration, and claims processing;LIFE ESTATE;
PACIFIC SELECT HARBOR VARIABLE UNIVERSAL LIFE INSURANCE PACIFIC LIFE INSURANCE COMPANY 700 Newport Center Drive Newport Beach CA 92660 Life insurance services, namely, issuance and administration of life insurance; Insurance services, namely, underwriting, issue, and administration for all types of life insurance; Life insurance brokerage services; Financial management in the field of life insurance; Life insurance claims administration and processing; Life insurance consultation; Insurance consultation; Life Insurance information; Insurance information; Financial services, namely, providing an investment option available for variable life insurance products; Insurance brokerage; Insurance administration, assessing insurance claims; Insurance underwriting; Insurance claims processing; Life insurance claims administration and processing; Life insurance underwriting and administration; Investment management; Investment advisory services; Investment advice; Investment consultation; Investment brokerage; Investment consultancy; Financial advice and consultancy services; Financial information; Financial and investment information; Financial and investment advice; Financial planning and investment planning advisory services; Financial management and investment management;VARIABLE UNIVERSAL LIFE INSURANCE;
PACIFIC SELECT HARBOR VUL PACIFIC LIFE INSURANCE COMPANY 700 Newport Center Drive Newport Beach CA 92660 Life insurance services, namely, issuance and administration of life insurance; Insurance services, namely, underwriting, issue, and administration for all types of life insurance; Life insurance brokerage services; Financial management in the field of life insurance; Life insurance claims administration and processing; Life insurance consultation; Insurance consultation; Life Insurance information; Insurance information; Financial services, namely, providing an investment option available for variable life insurance products; Insurance brokerage; Insurance administration, assessing insurance claims; Insurance underwriting; Insurance claims processing; Life insurance claims administration and processing; Life insurance underwriting and administration; Investment management; Investment advisory services; Investment advice; Investment consultation; Investment brokerage; Investment consultancy; Financial advice and consultancy services; Financial information; Financial and investment information; Financial and investment advice; Financial planning and investment planning advisory services; Financial management and investment management;VUL;
PARAGON GROUP VARIABLE UNIVERSAL LIFE PARAGON LIFE INSURANCE COMPANY 190 Carondelet Plaza St. Louis MO 63105 Life insurance services, namely underwriting and administering life insurance plans;GROUP VARIABLE UNIVERSAL LIFE;
PARAGON GVUL PARAGON GVUL 190 Carondelet Plaza St. Louis MO 63105 Life insurance services, namely underwriting and administering life insurance plans;GVUL;
PARAGON LIFE PARAGON LIFE INSURANCE COMPANY 190 Carondelet Plaza St. Louis MO 63105 Life insurance services, namely underwriting and administering life insurance plans;LIFE;
PARAGON LIFE INSURANCE COMPANY PARAGON LIFE INSURANCE COMPANY 190 Carondelet Plaza St. Louis MO 63105 LIFE INSURANCE SERVICES, NAMELY UNDERWRITING AND ADMINISTERING LIFE INSURANCE PLANS;LIFE INSURANCE COMPANY;
PERSONAL RETIREMENT ACCOUNT NORTH AMERICAN SECURITY LIFE INSURANCE COMPANY 695 ATLANTIC AVENUE BOSTON MA 02111 LIFE INSURANCE SERVICES, NAMELY FIXED AND VARIABLE ANNUITIES;
PLAN DE PRÓTECCION FAMILIAR GUARANTEE TRUST LIFE INSURANCE COMPANY 1275 Milwaukee Avenue Glenview IL 60025 Life insurance services, namely underwriting, administration and claims administration services;The foreign wording in the mark translates into English as FAMILY PROTECTION PLAN.;Plan;
PLATINUM INVESTOR AMERICAN GENERAL LIFE INSURANCE COMPANY 2727-A Allen Parkway Houston TX 77019 Life insurance services, namely, the underwriting and/or administration of a flexible premuim variable life insurance contract;INVESTOR;
PLATINUM INVESTOR I AMERICAN GENERAL LIFE INSURANCE COMPANY 2727-A Allen Parkway Houston TX 77019 Life insurance services, namely, the underwriting and/or administration of a flexible premium variable life insurance contract;PLATINUM INVESTOR 1;
PLATINUM INVESTOR II AMERICAN GENERAL LIFE INSURANCE COMPANY 2727-A Allen Parkway Houston TX 77019 Life insurance services, namely, the underwriting and/or administration of a flexible premium variable life insurance contract;PLATINUM INVESTOR 2;
POTOMAC TERM SERIES Banner Life Insurance Co. 1701 Research Boulevard Rockville MD 20850 LIFE INSURANCE SERVICES;TERM SERIES;
PPVUL ESTATE MASTER AMERICAN GENERAL LIFE INSURANCE COMPANY 2727-A Allen Parkway Houston TX 77019 Life insurance services, namely, the underwriting and administration of private placement flexible premium variable life insurance contracts;PPVUL ESTATE;
PREFERRED CAPITAL ALLIANCE PLAN American General Life Ins. Co. 2727-A Allen Parkway Houston TX 77019 Life insurance services, namely, providing an executive benefit program which combines administrative services, financial planning and life insurance coverage for corporate executives and professionals;PREFERRED CAPITAL or PLAN;
PREMIERE EXECUTIVE PROTECTIVE LIFE CORPORATION 2801 Highway 280 South Birmingham AL 35223 life insurance services, namely underwriting and issuing variable universal life insurance policies;
PRIVATE RETIREMENT ACCOUNT NORTH AMERICAN SECURITY LIFE INSURANCE COMPANY 695 ATLANTIC AVENUE BOSTON MA 02111 LIFE INSURANCE SERVICES, NAMELY FIXED AND VARIABLE ANNUITIES;
PROTECTIVE PREMIERE PROVIDER PROTECTIVE LIFE CORPORATION 2801 Highway 280 South Birmingham AL 35223 Life insurance services, namely the underwriting of variable life insurance products;PREMIERE PROVIDER;
PRUDENTIAL FINAL EXPENSE LIFE INSURANCE THE PRUDENTIAL INSURANCE COMPANY OF AMERICA 751 Broad Street Newark NJ 07102 Life insurance services, namely, underwriting, issuing, and administration services;LIFE INSURANCE;
SELECT RESERVE SR VARIABLE ANNUITY AMERICAN GENERAL LIFE INSURANCE COMPANY 2727-A Allen Parkway Houston TX 77019 Life insurance services, namely, the underwriting and/or administration of a variable annuity;VARIABLE ANNUITY;
SETTLERS LIFE SETTLERS LIFE INSURANCE COMPANY 2 East Gilman Street Madison WI 53703 life insurance services; namely, providing burial benefits;LIFE;
SPECIAL PLANS FOR SPECIAL PEOPLE SETTLERS LIFE INSURANCE COMPANY 2 East Gilman Street Madison WI 53703 life insurance services; namely, [pre-need funeral planning] and burial insurance;
STAG LAST SURVIVOR UNIVERSAL LIFE PLUS Hartford Fire Insurance Company One Hartford Plaza Hartford CT 06155 life insurance services; namely, last survivor flexible premium universal life insurance;LAST SURVIVOR UNIVERSAL LIFE PLUS;
SUMMIT FOCUS FIXED INDEX ANNUITY SAMMONS FINANCIAL GROUP, INC. 8300 Mills Civic Parkway West Des Moines IA 50266 Life insurance services, namely, underwriting, management, and administration of life insurance; annuity services, namely, the management and administration of annuity accounts, investment administration, and the investment and distribution of annuity funds; issuance, distribution, and administration of annuities;FIXED INDEX ANNUITY;
SURVIVOR'S INCOME OPTION SURVIVOR'S INCOME OPTION, INC. P.O. BOX 347-DTS PORTLAND ME 04112 LIFE INSURANCE SERVICES;
SWIFT SAILING PACIFIC LIFE INSURANCE COMPANY 700 Newport Center Drive Newport Beach CA 92660 Life insurance services, namely, life insurance issuance and administration; insurance services, namely, underwriting, issuing, and administration for all types of life insurance; life insurance risk management and brokerage services; life insurance claims administration and processing; life insurance consultation; insurance consultation; life insurance information; insurance information; financial management in the field of life insurance; financial services, namely, investment of funds for others in the nature of portions of premiums paid for variable life insurance policies; insurance brokerage; insurance administration; assessing insurance claims; life and health insurance underwriting; insurance claims processing; life insurance claims administration and processing; life insurance underwriting and administration;
TELESALES All American Life Insurance Company 8501 West Higgins Road Chicago IL 60631 Life insurance services, namely, the telemarketing, underwriting and administration of level term life insurance contracts;TELE SALES;
THE FINAL PIECE OF YOUR FINANCIAL PLAN BLP 5700 Westown Parkway West Des Moines IA 50266 Life insurance services, namely, underwriting, management, and administration of life insurance;
THE HERITAGE PLAN NORTH CAROLINA MUTUAL LIFE INSURANCE COMPANY 411 West Chapel Hill Street Durham NC 27701 life insurance services, namely, underwriting, claims administration, consultation, and brokerage;PLAN;The lining in the drawing is a feature of the mark and is not intended to indicate color.;
THE OLD LINE LIFE INSURANCE COMPANY AMERICAN INTERNATIONAL GROUP, INC. AIG (Intellectual Property Legal) PO Box 728 New York NY 101080728 Life insurance services, namely, the underwriting and administration of a flexible premium universal life insurance contract;LIFE INSURANCE COMPANY;
THE TIMBER RIDGE SERIES GLOBAL BANKERS INSURANCE GROUP 2222 SEDWICK ROAD DURHAM NC 27713 life insurance services, namely, underwriting, administration and brokerage;SERIES;
TITANIUM INVESTOR VARIABLE ANNUITY United Investors Life Insurance Company Suite 350 100 Concourse Parkway Birmingham AL 35244 life insurance services;INVESTOR VARIABLE ANNUITY;
TITANIUM VARIABLE ANNUITY United Investors Life Insurance Company Suite 350 100 Concourse Parkway Birmingham AL 35244 life insurance services, namely life insurance policies and annuities;VARIABLE ANNUITY;
TWO LIVES. ONE SOLUTION. GUARANTEED. AMERIPRISE FINANCIAL, INC. 5226 Ameriprise Financial Center Minneapolis MN 55474 Life insurance services, namely, consultation, administration and underwriting of life insurance;GUARANTEED;
UNIVERSAL CLASSIC Old Line Life Insurance Company of America, The 707 North 11th Street Milwaukee WI 53233 Life insurance services, namely, the underwriting and administration of a flexible premium universal life insurance contract;UNIVERSAL;
UNIVERSAL CLASSIC PLUS Old Line Life Insurance Company of America , The 707 North 11th Street Milwaukee WI 53233 Life insurance services, namely, the underwriting and administration of a flexible premium universal life insurance contract;UNIVERSAL;
UNIVERSAL ELITE Old Line Life Insurance Company of America, The 707 North 11th Street Milwaukee WI 53233 Life insurance services, namely, the underwriting and administration of a flexible premium universal life insurance contract;UNIVERSAL;
UNIVERSAL ELITE PLUS Old Line Life Insurance Company of America, The 707 North 11th Street Milwaukee WI 53233 Life insurance services, namely, the underwriting and administration of a flexible premium universal life insurance contract;UNIVERSAL;
USL SELECT PREMIUM TERM UNITED STATES LIFE INSURANCE COMPANY INTHE CITY OF NEW YORK, THE 125 Maiden Lane New York NY 100381992 Life Insurance Services, namely, underwriting and administrating term life insurance contracts;SELECT PREMIUM TERM;
VARIETY PLUS AMERICAN GENERAL LIFE INSURANCE COMPANY 2727-A Allen Parkway Houston TX 77019 life insurance services, namely the administration of a combined fixed and variable annuity;
VENTURE JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) 200 Berkeley Street Boston MA 02116 LIFE INSURANCE SERVICES, NAMELY UNDERWRITING AND ADMINISTERING ANNUITIES;
VENTURE STRATEGY Manufacturers Life Insurance Company ofNorth America, The 73 Tremont Street Suite 1300 Boston MA 021083195 Life insurance services, namely underwriting and administering annuities;
WE WORK FOR LIFE CalFarm Insurance Agency 1601 Exposition Blvd. Sacramento CA 95815 life insurance services;
WITH YOU FOR EVERY MOMENT SAMMONS FINANCIAL GROUP, INC. 8300 Mills Civic Parkway West Des Moines IA 50266 Life insurance services, namely, underwriting and administration of life insurance; annuity services, namely, account and investment administration and the investment and distribution of annuity funds; issuance and distribution of annuities; financial services, namely, distribution of mutual funds, annuities, and individual retirement accounts; providing information in the field of life insurance, annuities, and the financial aspects of retirement;
 

Where the owner name is not linked, that owner no longer owns the brand

   
Technical Examples
  1. A system and method that includes the use of a bank checking account that can be connected to insurance coverage. In particular, a banking consumer can purchase insurance coverage for unexpected events that may affect the historical deposits and withdrawals relating to the checking accounts. Additionally, insurance coverage other than that of the checking account itself can be included, such as life insurance, so long as the account remains active. Accordingly, the present invention can integrate the negative insurance sell into a positive banking experience.