CIB, Inc.

DOUGHNET

PROVIDING ON-LINE BANKING SERVICES, NAMELY FACILITATION OF FUNDS TRANSFERS FOR RETAIL AND INVESTMENT TRANSACTIONS AND CHARITABLE DONATIONS VIA A GLOBAL COMPUTER NETWORK; AND FINANCIAL ANALYSIS AND CONSULTATION SERVICES VIA A GLOBAL COMPUTER NETWORK;DOUGH NET;COMPUTERIZED ON-LINE RETAIL SERVICES VIA A GLOBAL COMPUTER NETWORK IN THE FIELDS OF ECOMMERCE, SHOPPING, BANKING, INVESTING AND CHARITABLE GIVING;EDUCATIONAL ON-LINE SERVICES VIA A GLOBAL COMPUTER NETWORK, NAMELY PROVIDING EDUCATIONAL TUTORIALS IN THE AREAS OF FINANCES, SHOPPING, BANKING, INVESTING, CHARITABLE GIVING, AND COMMUNITY ACTION OPPORTUNITIES FOR TEENS AND THEIR FAMILIES;