ADMINISTRATION REFUND RECONCILIATION

Brand	Owner	Address	Description
CRIE	CREDITOR RESOURCES, INC.	1100 Johnson Ferry Road, Ste. 300 Atlanta GA 30342	Administration of refund and reconciliation processes via global computer network for use by credit unions;CRIE;
	Where the owner name is not linked, that owner no longer owns the brand

Technical Examples

A tax refund system is disclosed in which in exchange for a taxpayer assigning all or a portion of his or her tax refund, a participating provider provides to the taxpayer a spending vehicle with buying power at participating outlets. Tax return data for an individual's tax return is processed by the IRS. A taxpayer consents to using a portion of the tax return data to acquire a spending vehicle from a financial institution of the taxpayer's choosing. Using a portion of the tax return data, the IRS arranges to electronically transfer an amount related to the taxpayer's refund to an account at the financial institution selected by the taxpayer. A taxpayer then receives a spending vehicle such as a credit, debit, or cash card, spending account, coupon, or rebate from a financial institution or other spending vehicle provider such as a retailer, service provider, wholesaler, distributor, or entertainment entity.