ELECTRONIC BILL PAYMENT PROCESSING

Brand	Owner (click to sort)	Address	Description
ICHECKGATEWAY.COM	Integrated Recovery, Inc.	PO Box 1780 Somerset KY 425021780	electronic bill payment processing; providing electronic processing of payments made via credit card, debit card, ACH, and check; electronic funds transfer processing; merchant services, namely, payment transaction processing services; transaction processing services for credit cards and online checks; transaction processing services for recurring payments;INTERNET CHECK GATEWAY; INTEGRATED CHECK GATEWAY;
INTEGRATED BUSINESS SOLUTIONS	Integrated Recovery, Inc.	PO Box 1780 Somerset KY 425021780	electronic bill payment processing; providing electronic processing of payments made via credit card, debit card, ACH, and check; electronic funds transfer processing; merchant services, namely, payment transaction processing services payment transaction processing services for credit cards, debit cards, gift cards, stored value cards, and online checks; debt collection; electronic remote check deposit services; creation of promotional marketing materials for others; creation of documentation for others; integration of electronic payment services with business systems; leasing of payment terminals;
XPRESS PAY NOW	Dash Tech Inc.	PO Box 1780 Somerset KY 42502	electronic bill payment processing; providing electronic processing of payments made via credit card, debit card, ACH, and check; electronic funds transfer processing; merchant services, namely, payment transaction processing services; payment transaction processing services for credit cards, debit cards, gift cards, stored value cards, and online checks; mobile payment processing; electronic remote check deposit services; leasing of payment terminals;EXPRESS PAY NOW;Color is not claimed as a feature of the mark.;gateway for automated clearing house transactions, namely, providing temporary use of online, non-downloadable software for authorizing and settling automated clearing house transactions; gateway for credit card processing, namely, providing temporary use of online, non-downloadable software for authorizing and settling credit card transactions; virtual terminal for the creation of electronic check transactions, namely, providing temporary use of online, non-downloadable software that presents an on-screen representation of a terminal for initiating payments by electronic check; virtual terminal for the creation of credit card transactions, namely, providing temporary use of online, non-downloadable software that presents an on-screen representation of a terminal for initiating credit card transactions; debt collection, namely, feature of online, non-downloadable software for resubmission of returned transactions; loss prevention, namely, feature of online, non-downloadable software for payment verification and fraud prevention; online payment solutions, namely, providing temporary use of online, non-downloadable software for authorizing and settling transactions initiated via a computer network; web site development for others; integration of electronic payment services with business systems, namely, provision of technical consultation, software engineering services, and information on application programming interfaces to others to enable the interoperation of business systems and online, non-downloadable software; shopping cart integration, namely, providing temporary use of online, non-downloadable software allowing web site owners to integrate payment and transaction processing into their web sites; development of computer software for others; customized software development services for others;
	Where the owner name is not linked, that owner no longer owns the brand

Technical Examples

An on-line payment system comprises a computer system which can maintain accounts in a database for a plurality of users. The system is enrolled as a payee in a bill payment system so that users can transfer funds from their bank accounts to electronic cash accounts in the system by making a bill payment to the system. The bill payment is deposited in a bank account maintained by the operator of the system. The system includes a double-entry, net zero accounting system which ensures that electronic cash in the accounts on the system is supported by actual cash on deposit in the bank account of the system. Users can spend electronic cash before the system actually receives funds via the bill payment system. Electronic cash spent during this period is marked uncleared by the system. The system includes reconciliation software which matches payments received to uncleared electronic cash and marks the electronic cash as being cleared. After the electronic cash has been cleared it can be converted into regular cash. The electronic cash of the system is recyclable, anonymous, and secure.