MAGNETIC CODED ELECTRICALLY ENCODED

Brand	Owner (click to sort)	Address	Description
AFFINITY BANK	AFFINTY BANK OF PENNSYLVANIA	1310 BROADCASTING ROAD READING PA 19610	Magnetic coded and electrically encoded integrated circuit cards containing programming used to implement banking and financial services;Banking and financial services-- namely, banking and credit, debit and stored value card and electronic transaction services; financial information provided by electronic means; brokerage services in the fields of insurance, investments, mortgages, mutual funds, securities and stocks; insurance consultation; investment advice and consultation; funds investment; mutual funds investment; personal financial management and planning; loan financing and financing services; cash management; and currency exchange and advice, all accomplished in face-to-face transactions and via the global computer information network;BANK;
AVON	AVON PRODUCTS, INC.	One Avon Place Suffern NY 10901	Magnetic coded and electrically encoded integrated circuit cards containing programming used to implement banking and financial services;
CROSS OVER TO YOUR LOCAL INTERNET BANK	Stonebridge Bank	629 North Pottstown Pike Exton PA 19341	magnetic coded and electrically encoded integrated circuit cards containing programming used to implement banking and financial services;banking and financial services; namely, banking and credit debit and stored value card and electronic transaction services; financial information provided by electronic means; brokerage services in the fields of insurance, investments, mortgages, mutual funds securities and stocks; insurance consultation; investment advice and consultation; funds investment; mutual funds investment; personal financial management and planning; loan financing and financing services; cash management; and currency exchange and advice, all accomplished in face-to-face transactions and via the global computer information network;CROSS OVER TO YOUR LOCAL INTER NET BANK;
ECLIPSE	DryRock Corporation	Suite 1514 1007 Orange Street Wilmington DE 19898	magnetic coded and electrically encoded integrated circuit cards, or smart cards, containing programming used to implement banking and financial services, namely, banking and credit, debit and stored value card and electronic transaction services, and pre-paid telephone calling cards, magnetically encoded;banking and financial services- namely, banking and credit, debit and stored value card and electronic transaction services; financial information provided by electronic means; brokerage services in the fields of insurance, investments, mortgages, mutual funds, securities and stocks; insurance consultation; investment advice and consultation; funds investment; mutual funds investment; personal financial management and planning; loan financing and financing services; cash management; and currency exchange and advice, all accomplished in face-to-face transactions and via the global computer information network;
SEQUEL	DryRock Corporation	Suite 1514 1007 Orange Street Wilmington DE 19898	magnetic coded and electrically encoded integrated circuit cards, or smart cards, containing programming used to implement banking and financial services, namely, banking and credit, debit and stored value card and electronic transaction services, and pre-paid telephone calling cards, magnetically encoded;banking and financial services- namely, banking and credit, debit and stored value card and electronic transaction services; financial information provided by electronic means; brokerage services in the fields of insurance, investments, mortgages, mutual funds, securities and stocks; insurance consultation; investment advice and consultation; funds investment; mutual funds investment; personal financial management and planning; loan financing and financing services; cash management; and currency exchange and advice, all accomplished in face-to-face transactions and via the global computer information network;
STONEBRIDGE BANK	Community Bank of Chester County	629 North Pottstown Pike, Exton PA 19341	magnetic coded and electrically encoded integrated circuit cards containing programming used to implement banking and financial services;banking and financial services-- namely, banking and credit, debiting stored value card and electronic transaction services; financial information provided by electronic means; brokerage services in the fields of investments, mortgages, mutual funds, securities and stocks; investment advice and consultation; funds investment; mutual funds investment; personal financial management and planning; loan financing and financing services; cash management; and currency exchange and advice, all accomplished in face-to-face transactions and via the global computer information network;STONE BRIDGE BANK;BANK;
THE BANK THAT SAVES YOU TIME MAKES YOU MONEY	First USA Bank, N. A.	Three Christina Centre 201 North Walnut Street Wilmington DE 19801	magnetic coded and electrically encoded integrated circuit cards containing programming used to implement banking and financial services;BANKING AND FINANCIAL SERVICES; NAMELY, BANKING AND CREDIT, DEBIT AND STORED VALUE CARD SERVICES; ELECTRONIC TRANSACTION SERVICES, NAMELY, ELECTRONIC CASH TRANSACTIONS; ELECTRONIC CREDIT CARD TRANSACTIONS, ELECTRONIC DEBIT TRANSACTIONS, AND ELECTRONIC STORED VALUE CARD TRANSACTIONS; FINANCIAL INFORMATION PROVIDED BY ELECTRONIC MEANS; BROKERAGE SERVICES IN THE FIELDS OF INSURANCE, INVESTMENTS, MORTGAGES, MUTUAL FUNDS, SECURITIES AND STOCKS; INSURANCE CONSULTATION; INVESTMENT ADVICE AND CONSULTATION; FUNDS INVESTMENT; MUTUAL FUNDS INVESTMENT; PERSONAL FINANCIAL MANAGEMENT AND PLANNING; LOAN FINANCING AND FINANCING SERVICES; CASH MANAGEMENT; AND CURRENCY EXCHANGE AND ADVICE, ALL ACCOMPLISHED IN FACE-TO-FACE TRANSACTIONS AND VIA A GLOBAL COMPUTER INFORMATION NETWORK;PROMOTING THE SALE OF THE GOODS AND SERVICES OF OTHERS BY AWARDING DISCOUNTS AND PURCHASE POINTS FOR CREDIT CARD USE AND THROUGH THE ADMINISTRATION OF INCENTIVE AWARD PROGRAMS;
TRIBUTE	DryRock Corporation	Suite 1514 1007 Orange Street Wilmington DE 19898	magnetic coded and electrically encoded integrated circuit cards, or smart cards, containing programming used to implement banking and financial services, namely, banking and credit, debit and stored value card and electronic transaction services, and pre-paid telephone calling cards, magnetically encoded;banking and financial services; namely, banking and credit, debit and stored value card and electronic transaction services; financial information provided by electronic means; brokerage services in the fields of insurance, investments, mortgages, mutual funds, securities and stocks; insurance consultation; investment advice and consultation; funds investment; mutual funds investment; personal financial management and planning; loan financing and financing services; cash management; and currency exchange and advice, all accomplished in face-to-face transactions and via the global computer information network;
	Where the owner name is not linked, that owner no longer owns the brand

Technical Examples

Techniques and tools related to coding and decoding of audio information are described. For example, redundant coded information for decoding a current frame includes signal history information associated with only a portion of a previous frame. As another example, redundant coded information for decoding a coded unit includes parameters for a codebook stage to be used in decoding the current coded unit only if the previous coded unit is not available. As yet another example, coded audio units each include a field indicating whether the coded unit includes main encoded information representing a segment of an audio signal, and whether the coded unit includes redundant coded information for use in decoding main encoded information.