MERCHANTS CHOICE

Brand	Owner (click to sort)	Address	Description
MC	Delta Card Services, Inc.	128 VISION PARK BLVD. SUITE 300 SHENANDOAH TX 77384	MERCHANTS CHOICE;PAYMENT CARD TRANSACTION PROCESSING SERVICES;
MERCHANTS' CHOICE	TEXAS DCS, LTD.	16211 PARK TEN PLACE HOUSTON TX 77084	MERCHANTS CHOICE;credit card payment processing services provided to merchant acquiring banks, leasing of credit card account processing terminals, responding to telephone and written inquiries from merchants regarding account transactions and transaction processing, and credit card and check claims processing and verification;
	Where the owner name is not linked, that owner no longer owns the brand

Technical Examples

Predictive modeling of consumer financial behavior, including determination of likely responses to particular marketing efforts, is provided by application of consumer transaction data to predictive models associated with merchant segments, which are derived from the consumer transaction data based on co-occurrences of merchants in sequences of transactions. Merchant vectors represent specific merchants, and are aligned in a vector space as a function of the degree to which the merchants co-occur. Supervised segmentation is applied to merchant vectors to form merchant segments. Merchant segment predictive models provide predictions of spending in each merchant segment for any particular consumer, based on previous spending by the consumer. Consumer profiles describe summary statistics of each consumer's spending in the merchant segments, and across merchant segments. Consumer profiles include consumer vectors derived as summary vectors of selected merchants patronized by the consumer. Predictions of consumer behavior are made by applying nearest-neighbor analysis to consumer vectors.