PARTICIPANT BENEFIT PLAN

Brand	Owner	Address	Description
CAREMARK SPECIALTYCARE NETWORK	CAREMARK INTERNATIONAL INC.	2211 Sanders Road Northbrook IL 60062	Participant benefit plan in the nature of a prescription drug plan utilizing contracted pharmacies;CARE MARK SPECIALTY CARE NETWORK;
	Where the owner name is not linked, that owner no longer owns the brand

Technical Examples

An automated retirement plan manager manages the assets of an employee retirement benefits plan on behalf of an employer. The plan manager executes trades on investment vehicles based on instructions from an automated independent investment advisor. The advisor calculates a human capital for each plan participant based on data derived from the employer and from the participant through an interface, and based on that human capital calculation recommends an allocation of portfolio assets to the participant. This recommendation, once presented for review by and perhaps modified by the participant, becomes an instruction to the plan manager. As the participant ages his or her human capital is recalculated, and this is used to determine whether the participant's present portfolio type should now be switched to a more conservative one.