PROVISION HUMAN CAPITAL

Brand	Owner	Address	Description
CHIMES BAI	CHIMES, INC.	49 Old Bloomfield Avenue Mountain Lakes NJ 07046	Provision of human capital and business management services, namely information collection and processing relating to project billing adjustment, approval and audit, as well as invoice and expenditure calculation, reporting, mapping and control, all in Intl; Cl; 35;
	Where the owner name is not linked, that owner no longer owns the brand

Technical Examples

An automated retirement plan manager manages the assets of an employee retirement benefits plan on behalf of an employer. The plan manager executes trades on investment vehicles based on instructions from an automated independent investment advisor. The advisor calculates a human capital for each plan participant based on data derived from the employer and from the participant through an interface, and based on that human capital calculation recommends an allocation of portfolio assets to the participant. This recommendation, once presented for review by and perhaps modified by the participant, becomes an instruction to the plan manager. As the participant ages his or her human capital is recalculated, and this is used to determine whether the participant's present portfolio type should now be switched to a more conservative one.