SERVICE BY WHICH CUSTOMERS

Brand	Owner	Address	Description
PAY SMART	WASHINGTON MUTUAL BANK	1301 SECOND AVENUE WMC 3501 SEATTLE WA 98101	Service by which customers can make a telephone request to make payments to their credit card accounts;PAY SMART;
	Where the owner name is not linked, that owner no longer owns the brand

Technical Examples

A payment service method and system involve a payment service provider, a customer/payor and a client/payee. The customer/payor enrolls in the service and is provided the unique identifier which enables him or her to conduct all transactions with the payment service provider. The customer/payor interfaces with the payment service provider through various forms of communication, and can facilitate payments to the clients/payees through the payment service provider while remaining anonymous. Various enhancements are provided for promoting the services of the clients and the payment service provider to customer bases obtained from persons enrolled in the payment service and from persons who are customers of the clients.