SERVICE PROVIDES CONSUMERS WITH

Brand	Owner	Address	Description
RATEQUOTE	Sheldon, Stephen L.	Post Office Box 413 Alton Bay NH 03810	Service provides consumers with home mortgage loans from subscribing lending institutions;RATE QUOTE;
	Where the owner name is not linked, that owner no longer owns the brand

Technical Examples

A method of purchasing goods and services in combination with a gaming feature is described. Consumers are provided with a bank card, which is used to identify consumers, extend credit to them and communicate purchasing data to a centralized location. A pool of funds is established in relationship to the use of the bank card by consumers. Periodically, a lottery is conducted for distributing prizes to consumers by distributing proceeds from the pool of funds.