UNDERWRITING SINGLE PREMIUM LONG TERM

Brand	Owner	Address	Description
SENIOR SIMPLIFIER	PACIFIC AMERICAN INSURANCE SERVICES, INC.	MILL CREEK CITY CENTER BLDG., SUITE 235 16000 BOTHELL EVERETT HIGHWAY MILL CREEK WA 98012	UNDERWRITING SINGLE PREMIUM LONG TERM CARE PLANS IN CONJUNCTION WITH LIFE INSURANCE;
	Where the owner name is not linked, that owner no longer owns the brand

Technical Examples

Codec structures for achieving two-stage prediction and two-stage noise spectral shaping at the same time, resulting in a Two-Stage Noise Feedback Coding (TSNFC) method. One approach combines two predictors into a single composite predictor; and derives appropriate filters for use in a conventional single-stage NFC codec structure. Another approach duplicates a conventional single-stage NFC codec structure in a nested manner, thereby decoupling the operations of the long-term prediction and long-term noise spectral shaping from the operations of the short-term prediction and short-term noise spectral shaping.