UNEMPLOYMENT INSURANCE DEBT CONSOLIDATION SERVICES

Brand Owner Address Description
THE FAITH CARD, INC IS A NEW COMPANY THAT HELPS CONSUMERS BUILD THEIR FAIR ISAAC CORPORATION (FICO) CREDIT SCORE BY USING THEIR REGULAR MONTHLY BILLS (E.G. RENT, GAS AND ELECTRIC, PHONE, ETC). THE FICO SCORE IS PRIMARILY USED IN CREDIT DECISIONS MADE BY BANKS AND OTHER PROVIDERS OF SECURED AND UNSECURED CREDIT. CURRENTLY, THE THREE MAJOR CREDIT REPORTING AGENCIES (EXPERIAN, EQUIFAX AND TRANSUNION) DO NOT TRACK OR FACTOR INTO CREDIT SCORES ON-TIME BILL PAYMENTS BECAUSE THEY DO NOT RECOGNIZE THEM AS TRADITIONAL CREDIT DATA. THE CREDIT INDUSTRY REFERS TO THEM AS "ALTERNATIVE CREDIT DATA". THE CREDIT BUREAUS COLLECT DATA ABOUT CONSUMERS THAT THEY USE TO COMPILE CREDIT REPORTS. THEY THEN USE PROPRIETARY SOFTWARE, WHICH THEY GET FROM FAIR ISAAC CORPORATION, TO GENERATE FICO SCORES, WHICH ARE SUBSEQUENTLYSOLD TO LENDERS. EVEN THOUGH LANDLORDS, CABLE AND PHONE SERVICE PROVIDERS ARE PLEASED WITH THEIR CUSTOMERS' TIMELY PAYMENTS, THIS POSITIVE INFORMATION ISN'T REPORTED TO THE CREDIT BUREAUS. IF, HOWEVER, A CONSUMER IS LATE IN PAYING THESE BILLS, THE LANDLORD OR UTILITY DEPARTMENT HAS THE RIGHT TO REPORT THE BILLS AS DELINQUENT TO THE CREDIT BUREAUS. ANY OF THESEBLEMISHES TO THE CONSUMER'S CREDIT REPORT CAN BE AS HARMFUL TO THEIR FICO SCORE AS THE MORE COMMONLY REPORTED ITEMS SUCH AS LATE PAYMENTS ON LOANS OR CREDIT CARDS. BY USING THEIR FAITH CARD ACCOUNT, ANY CONSUMER CAN NOW RAISE THEIR FICO SCORE USING THEIR BILL PAYMENT TRANSACTIONS. Christopher Bishop Christopher L . Bishop
8203 Palazzo ct
Orlando FL 32836
Advisory services in the field of ...
 

Where the owner name is not linked, that owner no longer owns the brand

   
Technical Examples
  1. A computer-implemented process creates a financial plan for parental funding of a student's college education. The plan includes a variable life insurance policy, a schedule of estimated college loans to be applied for by the parent for each of the years of attendance by the student, consolidation loan recommendations for consolidation of the annual college loans, including monthly debt servicing amounts for the consolidation loan, and debt servicing recommendations for making withdrawals or loans against the accumulated value of the life insurance policy to pay at least some of the monthly debt servicing amounts of the consolidation loan.