VALUATION ASSET MANAGEMENT SERVICES

Brand	Owner	Address	Description
FMB'S QUANTUM SYSTEM	FIRST MICHIGAN BANK CORPORATION	115 CLOVER AVENUE HOLLAND MI 49423	valuation and asset management services for retirement plans;SYSTEM;
	Where the owner name is not linked, that owner no longer owns the brand

Technical Examples

A method of valuation of large groups of assets by selecting a lowest variation assumption for asset valuation in order to limit risk includes the steps of evaluating assets by all known valuation methodologies which have merit for those particular assets, selecting the valuation methodology which is most accurate for the assets being evaluated and assigning values to the assets. Individual asset values are developed and listed in tables so that individual asset values can be taken from the tables and grouped in any desired manner. The asset s are divided into categories by credit variable and then rated individually.