APTO PAYMENTS, INC.

APTO

Encoded electronic chip cards for use as credit, debit, and prepaid cards; Encoded smart cards embedded with transponders and containing programming used to function as credit, debit, and prepaid cards; Magnetic coded cards for use as credit, debit, and prepaid cards; Downloadable computer software platforms for administering branded credit, debit, and prepaid card programs, and for processing credit, debit, and prepaid card payments; Downloadable software development kits (SDK);Payment processing services in the field of credit, debit, and prepaid card payments; Providing an internet website portal in the field of financial transaction and payment processing services;Application service provider featuring application programming interface (API) software for administering branded credit, debit, and prepaid card programs, and for processing credit, debit, and prepaid card payments; Software as a service (SAAS) services featuring software for administering branded credit, debit, and prepaid card programs, and for processing credit, debit, and prepaid card payments;