Baltikums Bank AS

BALTIKUMS

Computer programs and computer software used for data acquisition, administration, analysis, storage and reproduction and information processing needs involved in the field of finance, namely for accounting purposes, market research, business management and bank services; downloadable electronic publications in the nature of a series of newsletters in the field of finance; prerecorded magnetic data carriers featuring information in the field of finance;Bank services; financial services, namely, investment banking, providing loans to corporations and other business entities, management of investment funds, private equity investing, venture capital investing, financing of business mergers and acquisitions, financing of private placements, valuations of businesses, furnishing of financial strategy and advice; operating services, namely, stock custodial services, payments and treasury services; real estate affairs, namely, management of real estate and the leasing thereof; real estate mortgage lending services; insurance services, namely insurance administration services, self-insurance services other than in the fields of life and title insurance, namely assisting others to protect against loss by setting aside reserves against potential losses, and risk management to minimize the impact of such losses; all the aforesaid services also via the Internet or by means of other information network; providing of information concerning financial matters and insurance; personal account management services, including bank accounts, saving accounts and investment account management services; credit card and payment card services; mortgage services, namely mortgage banking investment administration; trustee services, namely real estate trustee services and trusteeship representatives; consultation in the field of finance; factoring; safety deposit box service; money transfer services, pension fund administration; appraisal of personal estates; security services, namely, guaranteeing loans, surety services;Market research; business management; business administration and office functions; professional consultations in the field of business management and effectiveness; business activity services and consultations in this field; business administration and management in the field of activity of real estate and insurance agencies; import and export agencies; arrangement of auctions; all the aforesaid services also by the Internet;