Beard, David A

INDIVIDUALS PAY MORE, COMMUNITIES PAY LESS.

Administration of a consumer membership program for enabling participants to receive product samples and discounts in the field of retail stores, service establishments, and/or through electronic channels. Goods include all four types based on the characteristics of rival in consumption and excludability; Public Goods, Private Goods, Common Resources, and Club Goods.; Administration of a discount program for enabling participants to obtain discounts on the cost of services or receive improved services through use of a membership card; Administration of a program for enabling participants to obtain discounts on goods and receive improved services; Administration of a program for enabling participants to obtain discounts on products and services; Administration of a program for enabling participants to obtain discounts on the cost of services or receive improved services; Promoting the goods and services of others by means of a point accumulation program with points used for discounts on future purchases of those goods and services; Promoting the goods of others, namely, providing information regarding discounts, coupons, rebates, vouchers and special offers for the goods of others; Promoting the sale of goods and services of others through electronic couponing, promotions and discounts;