Beneficial State Bank

CLIMATE CARD

Arranging and conducting incentive reward programs that allow users to accrue reward points and other benefits that can be exchanged for cash, gift cards, prepaid debit cards, airline miles, and other items to promote the sale of payment card services; promoting the goods and services of others by distributing coupons, electronic offers, discounts, and incentives in the nature of rebates, reward points, and value added offers generated in connection with the use of payment cards;CARD;

CLIMATE CARD

Financial services, namely, charge card, credit card, and payment card processing services; charge card, credit card, and payment card authorization services; charge card, credit card, and payment card transaction processing services; charge card, credit card, and payment card verification services; electronic credit card transaction processing; financial services rendered in connection with the issuance, receipt, and transfer of lines of credit, namely, credit processing services; issuing charge cards, credit cards, and payment cards; providing credit card transactions and electronic payments via a global computer network; providing electronic processing of credit cards; electronic payment services involving electronic processing and subsequent transmission of bill payment data; information services, namely, financial information provided by electronic means; financial information provided by electronic means relating to account management, financial transactions, and the issuance and processing of loyalty points and coupons for purchase of a company's goods and services; banking services; providing cash and other rebates for credit card use as part of a customer loyalty program; financial services, namely, electronic charge card, credit card, and payment card transaction processing services, namely, transaction authorization and settlement services for loyalty and rewards currencies;CARD;