Certicard, Inc.

CERTICARD

automobile repair and maintenance services;

CERTICARD

business information and research, namely, the identification of screened and qualified automobile repair shops to consumers; referrals in the field of automobile maintenance and repair; cooperative advertising and marketing; direct mail advertising; dissemination of advertising matter; shoppers' guide information; opinion polling for business or advertising purposes; promoting the sale of credit card accounts through the administration of incentive award programs and affinity cards; promoting the sale of the goods and services of others by awarding purchase points, bonus points and cash credits for credit card use, and through the distribution of discount cards; dissemination of advertising for others via an on-line electronic communications network, billboards, print and broadcast media, and printed directories; promoting the goods and services of others by preparing and placing advertisements in an electronic magazine accessed through a global computer network;

CERTICARD

credit card services, including credit card transaction processing services and electronic credit card transactions; warranty claims administration services, namely, providing warranty contracts in the field of automobiles and processing warranty claims for automobile repair services; insurance services, namely, underwriting warranty contracts in the field of automotive products and services; providing rebates at participating establishments of others through use of membership and affinity cards;

CERTICARD NETWORK

automobile repair and maintenance services;NETWORK;

CERTICARD NETWORK

business information and research, namely, the identification of screened and qualified automobile repair shops to consumers; referrals in the field of automobile maintenance and repair; cooperative advertising and marketing; direct mail advertising; dissemination of advertising matter; shoppers' guide information; opinion polling for business or advertising purposes; promoting the sale of credit card accounts through the administration of incentive award programs and affinity cards; promoting the sale of the goods and services of others by awarding purchase points, bonus points and cash credits for credit card use, and through the distribution of discount cards; dissemination of advertising for others via an on-line electronic communications network, billboards, print and broadcast media, and printed directories; promoting the goods and services of others by preparing and placing advertisements in an electronic magazine accessed through a global computer network;NETWORK;