CHRISTOPHER KAIZER

ATLANTIC TRUST COMPANY (ATC)

Banking; Banking and financing services; Banking consultation; Banking services; Banking services provided by mobile telephone connections; Home banking; Investment banking services; Issuance of bank checks; Issuing of bank cheques; Merchant banking and investment banking services; Mortgage banking; Mortgage banking services, namely, origination, acquisition, servicing, securitization and brokerage of mortgage loans; Mortgage services, namely, buyer pre-qualification of mortgages for mortgage brokers and banks; On-line banking services; Providing bank account information by telephone; Savings bank services; Savings banks;

INTERNATIONAL DEVELOPMENT FUND (IDF)

Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; Electronic funds transfer; Electronic funds transfer by telecommunications; Electronic transfer of funds; Establishing mutual funds for others; Financial and investment services, namely, management and brokerage in the fields of stocks, bonds, options, commodities, futures and other securities, and the investment of funds of others; Financial services, namely, a total portfolio offering for high net worth clients consisting of both separate accounts and mutual funds for equity and fixed income investments; Financial services, namely, investment fund transfer and transaction services; Fund investment consultation; Fund investment services featuring securities offered according to previously established criteria in order to maintain a predetermined level of payments to the account holder; Fund investment services featuring the trading of an account holder's securities according to previously established criteria in order to maintain a predetermined level of payments to the account holder; Fund raising services, namely, sharing profits from the sale of socially responsible products with not-for-profit organizations, schools, and civic groups; Fundraising services, namely, raising funds for the preservation of an historical site; Funds investment; Hedge fund investment services; Investment of funds for others; Management of a capital investment fund; Management of private equity funds; Mutual fund brokerage; Mutual fund distribution; Mutual fund investment; Mutual funds and capital investment; Private equity fund investment services; Private placements of hedge funds, private equity funds, securities and derivatives for others; Providing a web site where users can post ratings, reviews and recommendations on stocks, bonds, mutual funds and other financial instruments; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Providing financial risk management services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; Providing fund raising services for others via a global computer network; Provision of funds for hire purchase and for leasing; Venture capital funding services to emerging and start-up companies;INTERNATIONAL DEVELOPMENT FUND;