Consumer Credit Associates, Inc.

FAILSAFE

FAIL SAFE;a delinquency data base of consumer credit information for use in scrubbing promotional lists;

IC2ON

consumer credit reporting services, namely data processing of consumer credit information, consumer credit reports, prescreening lists, and statistical scoring of consumer credit information;

ILLUMINATION OF INFORMATION

furnishing credit histories and information and skip-tracing services; providing debtor location services; providing collection reporting services, namely, recent payment/activity reports and joint account reports; preparing account scoring and prediction reports; providing automated credit card fraud detection reporting services;

ILLUMINATION OF INFORMATION

marketing services for others, namely, list selection and list fulfillment services; providing statistical information and business consultation and reporting services for others, namely, financial data analysis, governmental data analysis, statistical data analysis and business data analysis for fraud detection;