ELECTRONIC CLEARING HOUSE, INC.

ECH

CREDIT CARD AUTHORIZATION TERMINALS & PRINTERS;

ECHOBANK

financial affairs; monetary affairs; banking and financial services via local or global computer networks;ECHO BANK;Business administration;

ECHOBATCH

Processing a high volume of merchant electronic financial transactions via global and local computer networks;ECHO BATCH;

ECHOBOX

ECHO BOX;computer services, namely, providing an on-line bulletin board in the field of retail merchant services;

ECHOCASH

ECHO CASH;computer services, namely, providing online financial data processing services for others;

ECHOFAXPAY

facsimile transmission services for processing of credit card transactions;Credit card transaction processing services and credit card verification provided via facsimile transmission;ECHO FACSIMILE PAY;

ECHOFAXPAY

Financial affairs; monetary affairs; processing of credit card transactions via facsimile transmission of merchant transactions with confirming facsimile transmission back to merchant;ECHO FACSIMILE PAY;financial transactions via facsimile/telephone lines;

ECHOSAFE

credit card transaction processing services featuring security systems;ECHO SAFE;

ECHOWARE

FINANCIAL SERVICES, NAMELY, PROCESSING OF ELECTRONIC FINANCIAL TRANSACTIONS, NAMELY, CREDIT CARD TRANSACTIONS, USING PERSONAL COMPUTERS VIA LOCAL AND GLOBAL COMPUTER NETWORKS;

MERCHANTAMERICA

MERCHANT AMERICA;ON-LINE PORTAL, NAMELY, A WEB SITE PROVIDING INFORMATION ON THE GOODS AND SERVICES OF THE HOST AND OTHERS;

XPRESS GUARANTEE

check guarantee services, namely services that reimburse a merchant for checks returned unpaid by checkwriter's bank;EXPRESS GUARANTEE;GUARANTEE;

XPRESSRECOVERY

IN THE STATEMENT, COLUMN 1, LINE 1, CALIFORNIA SHOULD BE DELETED, AND, NEVADA SHOULD BE INSERTED.;Check collection services; providing customers information in the field of check collection services;

XPRESSTRUNCATION

CHECK PROCESSING SERVICES, NAMELY, ELECTRONIC CHECK PROCESSING AND CHECK CONVERSION SERVICES FOR CHECKS MAILED TO BUSINESS ASSOCIATIONS, UTILITIES OR OTHER PAYEES;EXPRESS TRUNCATION;TRUNCATION;