ERNST & YOUNG AG

CAF CONCEPT AGAINST FRAUD IN PRIVATE BANKING

computer software and instructional manuals sold as a unit for account auditing and analysis of economic and financial data and procedures in the banking and finance industries; optical and magnetic data carriers for use in account auditing and analysis of economic and financial data and procedures in the banking and finance industries;financial analysis of data and procedures as well as financial consultation services in the banking and finance industries, in part employing proprietary computer software; financial analysis of data and procedures as well as financial consultation services in the banking and finance industries, in part employing proprietary computer software and rendered via local and global computer networks;account and business auditing services in the nature of examination and control of economic and financial data and procedures, in part employing proprietary computer software; economic analysis of data and procedures as well as economic consultation services in the banking and finance industries, in part employing proprietary computer software; economic analysis of data and procedures as well as economic consultation services in the banking and finance industries, in part employing proprietary computer software and rendered via local and global computer networks;