Guardian Analytics, Inc.

EVIDENCE LAKE

Information, advice and consultancy relating to the monitoring and detection of financial transactions for fraud and money laundering; detecting and preventing suspicious financial behavior and reducing monetary losses; information, advice and consultancy relating to financial risk management; advice and consultancy on financial transactions and behavior that can be identified for filing as evidence of financial crimes to regulatory authorities;EVIDENCE;Computer services, namely, operating and managing dynamic computer networks and electronic data storage for others to monitor and detect financial fraud; software-as-a-service (SAAS) services for ingesting, normalizing, analyzing, and evaluating financial transactions and behaviour using advanced risk scoring and model validation, monitoring electronic data and multi-payment channels including online, mobile and internet-of-things type of devices for correlation and analytics of fraud and money laundering events of interest such as user identity virtual recognition using risk-based multi-factor authentication, device finger printing, facial recognition combined with behavioral risk scoring of payment activities and tasks, normalizing of fraud and money laundering events of interest for advanced risk scoring and alerts, and recording of fraud and money laundering events of interest and filing or submission of recorded events of interest with or to regulatory authorities; software-as-a-service (SAAS) services for analyzing and evaluating financial data for advanced risk scoring and model validation, monitoring electronic data and online financial transactions for correlation and analytics of current events, analysis of customer identity using log-in credentials, facial recognition, and other fraud detection methods, customer relationship management, monitoring and analysis of suspicious financial transactions, performing computer network benchmarking to create a baseline of normal financial activity, detecting anomalous or suspicious financial activity, investigating linked webpage relationships and activities by evaluating and analyzing weblinks, source code, and geographic data, and generating and transmitting electronic and written reports and electronic filings to regulatory authorities; Software-as-a-service (SAAS) services for machine learning (ML) computer systems that improve performance by utilizing pattern recognition and computational theory to construct algorithms that can improve performance and make predictions for use in financial and identity fraud monitoring and detection; Software-as-a-service (SAAS) services for segmenting customers to determine threshold parameters of behavioral data obtained from these segments to use in future machine learning (ML) computer systems for use in financial and identify monitoring and detection; Software-as-a-service (SAAS) services for determining and setting threshold parameters for financial and identify fraud risk scoring machine learning (ML) computer systems; Software-as-a-service (SAAS) services using advanced machine learning algorithms for determining effective threshold values of behavioral data to use in any given scenario for successful detection of high risk events including financial and identity fraud; Testing the performance of online computer software that uses machine learning models prior to going live with a dry run of an alert-generation cycle in a test environment; Maintaining and updating of online computer software that uses machine learning models on a periodic basis to generate and investigate alerts below financial and identity fraud risk scoring thresholds; Software-as-a-service (SAAS) services for providing risk assessment for any event-of-interest including detection and scoring of financial and identify fraud risk by advanced cloud services driven artificial intelligence, machine learning and behavioural analytics; Software-as-a-service (SAAS) services for multi-channel payment fraud detection and assignment of risk scores for financial transactions including automated clearing house purchases, wiring services, online purchases, and mobile purchases; Software-as-a-service (SAAS) services for supplier portal fraud detection and analytics, namely, for protecting data and information from unauthorized access; Software-as-a-service (SAAS) services for money laundering detection, evaluating financial risk, assigning a credit rating to customers, assigning a risk rating to financial transactions, evaluating financial transactions for potential government or financial institution sanctions, reviewing government criminal watchlists, evaluating the impact of negative news from financial transactions and institutions, generating currency transaction report filings and suspicious activity report filings, analyzing web links and source code for irregularities, managing financial data and risk alerts and for storing, managing, and editing electronic data, including electronic documents and computer media and image files; Software-as-a-service (SAAS) services for real-time financial and identity risk assessment and scoring of anomalies of subscriber registered events-of-interest; Flexible public, managed on-premise, or managed hybrid cloud computing services featuring software for enabling the collection, analysis, processing, preservation, and reporting of events-of-interest in the form of electronic evidence of financial and identity fraud risk;

EVIDENCE LAKE

EVIDENCE;Computer services, namely, operating and managing dynamic computer networks and electronic data storage for others to monitor and detect financial fraud; software-as-a-service (SAAS) services featuring software for ingesting, normalizing, analyzing, and evaluating financial transactions and behaviour using advanced risk scoring and model validation, monitoring electronic data and multi-payment channels including online, mobile and internet-of things type of devices for correlation and analytics of fraud and money laundering events of interest such as user identity virtual recognition using risk based multi-factor authentication, device finger printing, facial recognition combined with behavioral risk scoring of payment activities and tasks, normalizing of fraud and money laundering events of interest for advanced risk scoring and alerts, and recording of fraud and money laundering events of interest and filing or submission of recorded events of interest with or to regulatory authorities; software-as-service (SAAS) services, namely, hosting software for analyzing and evaluating financial data for advanced risk scoring and model validation, monitoring electronic data and online financial transactions for correlation and analytics of current events, analysis of customer identity using log-in credentials, facial recognition, and other fraud detection methods, customer relationship management, monitoring and analysis of suspicious financial transactions, performing computer network benchmarking to create a baseline of normal financial activity, detecting anomalous or suspicious financial activity, investigating linked webpage relationships and activities by evaluating and analyzing weblinks, source code, and geographic data, and generating and transmitting electronic and written reports and electronic filings to regulatory authorities; Software-as-a-service (SAAS) services featuring software for machine learning (ML) computer systems that improve performance by utilizing pattern recognition and computational theory to construct algorithms that can improve performance and make predictions for use in financial and identity fraud monitoring and detection; Software-as-a-service (SAAS) services, namely, hosting software for segmenting customers to determine threshold parameters of behavioral data obtained from these segments to use in future machine learning (ML) computer systems for use in financial and identity monitoring and detection; Software-as-a-service (SAAS) services featuring software for determining and setting threshold parameters for financial and identify fraud risk scoring machine learning (ML) computer systems; Software-as-a-service (SAAS) services featuring software using advanced machine learning algorithms for determining effective threshold values of behavioral data to use in any given scenario for successful detection of high risk events including financial and identity fraud; Testing the performance of online computer software that uses machine learning models prior to going live with a dry run of an alert generation cycle in a test environment; Maintaining and updating of online computer software that uses machine learning models on a periodic basis to generate and investigate alerts below financial and identity fraud risk scoring thresholds; Software-as a- service (SAAS) services featuring software for providing risk assessment for any event-of interest including detection and scoring of financial and identify fraud risk by advanced cloud services driven artificial intelligence, machine learning and behavioural analytics; Software-as-a service (SAAS) services featuring software for multi-channel payment fraud detection and assignment of risk scores for financial transactions including automated clearing house purchases, wiring services, online purchases, and mobile purchases; Software-as-a service (SAAS) services featuring software for supplier portal fraud detection and analytics, namely, for protecting data and information from unauthorized access; Software-as-a-service (SAAS) services featuring software for money laundering detection, evaluating financial risk, assigning a credit rating to customers, assigning a risk rating to financial transactions, evaluating financial transactions for potential government or financial institution sanctions, reviewing government criminal watchlists, evaluating the impact of negative news from financial transactions and institutions, generating currency transaction report filings and suspicious activity report filings, analyzing web links and source code for irregularities, managing financial data and risk alerts and for storing, managing, and editing electronic data, including electronic documents and computer media and image files; Software-as-a-service (SAAS) services featuring software for real-time financial and identity risk assessment and scoring of anomalies of subscriber registered events-of interest; Flexible public, managed on-premise, or managed hybrid cloud computing services featuring software for enabling the collection, analysis, processing, preservation, and reporting of events of- interest in the form of electronic evidence of financial and identity fraud risk;

FRAUD INFORMER

Computer services, namely, providing on-line periodic newsletters in the fields of fraud risk management, detection, investigation, forensics, and countermeasure performance measurement for online computer applications; On-line journals, namely, blogs featuring advice and consultation in the fields of fraud risk management, detection, investigation, forensics, and countermeasure performance measurement for online computer applications;FRAUD;

FRAUDDESK

FRAUD DESK;Fraud prevention services, namely, forensic analysis of surveillance video for fraud prevention purposes; fraud analysis, namely, analyzing statistical health data in order to uncover and identify health care fraud; risk assessment services, namely, safety consulting services in the field of hazard assessments; analyzing data in computer databases for criminal activity, namely, analysis of crime, financial crime and fraud data; information and advisory services relating to relating to personal physical security; services for exchange of information to prevent, deter, detect and investigate fraud, namely, providing information in the field of workers compensation fraud investigation; providing information in the field of electronic monitoring of credit card activity to detect fraud via the internet to credit reporting agencies, credit companies, banks and other government, regulatory or private organizations; personal background investigations, namely, identification of connections between people, assets, and financial transactions for the purpose of avoiding payment system fraud and abuse to prevent loss;Fraud prevention services, namely, electronic monitoring of credit card activity to detect fraud via the internet; Providing temporary use of on-line non-downloadable software and applications for issuing of fraud alerts and reports; information and advisory services relating to internet and data security for fraud prevention;

FRAUDMAP

Computer software for detecting and managing the risk of fraudulent access to online computer applications; computer software for fraud risk assessment, detection, investigation, forensics, and countermeasure performance measurement for online computer applications;FRAUD MAP;

GUARDIAN ANALYTICS

Computer software for detecting and managing the risk of fraudulent access to online computer applications for use by financial institutions; computer software for fraud risk assessment, detection, investigation, forensics, and countermeasure performance measurement for online computer applications for use by financial institutions;ANALYTICS;

GUARDIAN ANALYTICS

ANALYTICS;Computer services, namely, operating and managing dynamic computer networks and electronic data storage for others to monitor and detect financial fraud; software-as-a-service (SAAS) services, namely, hosting software for detecting and managing the risk of fraudulent access to online computer applications for use by financial institutions, for fraud risk assessment, detection, investigation, forensics, and countermeasure performance measurement for online computer applications for use by financial institutions; software-as-a-service (SAAS) services featuring software for detecting and managing the risk of fraudulent access to online computer applications for use by financial institutions, for fraud risk assessment, detection, investigation, forensics, and countermeasure performance measurement for online computer applications for use by financial institutions;