Highbeam Inc.

HIGHBEAM

Downloadable mobile applications for managing bank accounts and making payments; Downloadable mobile applications for use in payment processing, credit and debit card monitoring and tracking, and conducting electronic business transactions; Downloadable mobile application software to allow customers to access bank account information and transact bank business;HIGH BEAM;Banking services; Online banking services; Online banking services accessible by means of downloadable mobile applications; Electronic debit card and credit card transaction processing; Payment processing services, namely, credit card and debit card transaction processing services; Checking account services; Savings account services; Cash back rewards services, namely, providing cash back for credit and debit card use as part of a customer loyalty program; Banking and financial services, namely, providing bank accounts, and issuing debit cards and credit cards; Electronic banking via a global computer network; Mobile banking services, namely, banking services provided by mobile telephone connections; Debit card services, namely, debit card verification services and debit card transaction processing services; Credit card services, namely, credit card verification services and credit card transaction processing services; Debit card transaction processing services provided via mobile applications; Credit card transaction processing services provided via mobile applications; Processing of debit card payments; Processing of credit card payments; Financial services, namely, administration of transactions involving funds drawn from bank accounts using a debit card over a global data network; Payment and funds verification services;Providing a website featuring temporary use of online, non-downloadable software for managing bank accounts and making payments; Providing a website featuring temporary use of online, non-downloadable software to allow customers to access bank account information and transact bank business; Software as a service (SAAS) services featuring software for use in payment processing, credit and debit card monitoring and tracking, and conducting electronic business transactions; Platform as a service (PAAS) featuring a computer software platform for use in in payment processing, credit and debit card monitoring and tracking, and conducting electronic business transactions; Providing user authentication services using sign-on technology for e-commerce transactions;

TRULY WIRELESS

Software for telecommunications services, namely, software for the operation and management of telephone communication, cellular telephone communication, and Voice Over IP (VOIP) telephony;Cellular telephone communication; Telephone communication services; Voice over internet protocol (VOIP) services;