Interkard International, Inc.

INTERKARD

Computer hardware, computer terminals and computer software for use in the financial services, banking and telecommunications industries. Electrical apparatus and instruments for the registration, transmission, reproduction of data including sound and images; magnetic recording supports; apparatus for payment; data processing equipment for financial applications. Systems for reading memory cards and systems for reading data in memories including integrated circuit memories and banking card memories. Cash dispensing machines. Coded cards including magnetic cards and cards including integrated circuits, in particular, for financial applications. Apparatus for reading cards, printing apparatus including printing apparatus for data processing systems and financial transaction systems. Machines for banking establishments. Encoders and decoders, namely, magnetic coded cards, electronic data carrier cards, magnetic coded card readers, electronic data carrier cards, magnetic coded card readers, electronic data carrier card readers, electronic encryption units.;

INTERKARD

Broad based financial services, namely, banking, bill payment and presentment services, credit card services, debit card services, charge card services, pre-paid card services offered through cards with stored value, electronic credit and debit transactions, cash disbursement, cash replacement rendered by credit card and debit cards, electronic cash transactions, check verification, check cashing, deposit access and automated teller machine services, point of sale and point of transaction services, transaction authorization and settlement services, payment processing services, credit card and debit card verification, payment transaction authentication and verification services, facilitating person-to-person payment services through electronic means, value exchange services, namely, the secure exchange of value, including electronic cash, over public computer networks to facilitate electronic commerce; electronic funds transfer, smart cards and electronic cash services, namely, currency exchange in a secure environment over global electronic communications networks, providing credit and debit card data and reports, travel insurance underwriting services, financial records management, electronic funds transfer and currency exchange services, financial assessment and risk management services for others in the field of consumer credit; credit management services, dissemination of financial information via a global computer network, financial information rendered by computer by means of a secure information computer network and advisory services regarding all of the foregoing services;

LIVE BY A NEW SET OF RULES

Financial services, namely, banking; bill payment and presentment services; credit card services; debit card services; charge card services; prepaid purchase card services offered through cards with stored value, namely, processing electronic payments made through prepaid cards; electronic cash, credit card and debit transactions, and transaction authorization services; cash disbursement services; cash replacement rendered by credit cards; automated teller machine services; payment processing services; credit card and debit card verification services; payment authentication services; facilitating person-to-person payment services through electronic means; electronic funds transfer; currency exchange services over global communications networks; providing credit and debit card data and reports; financial assessment and risk management services for others in the field of consumer credit; credit management services; providing financial information via a global computer network; financial consultation and advisory services;