International Standards Organization, Inc.

DEBT MANAGEMENT PROGRAM

This certification mark, as used by authorized organizations, certifies that the user has conformed its goods and/or services to the International Standards Organization Debt Management Program standard for California's Check Sellers, Bill Payers and Proraters Law;

INTERNATIONAL STANDARDS ORGANIZATION

Variety of services or products relating to standards or specifications namely, conducting consultation services, analysis and evaluation of goods and/or services for compliance with certain standards, educational services, standard development, conducting conferences, workshops, classes, seminars, publications and preparing businesses in the implementation and/or accreditation of standardized programs for goods and/or services for compliance with applicable standards and/or laws;