JOHN M. FLOYD AND ASSOCIATES, INC.

JMFA

Training in the fields of reporting, monitoring, and implementing overdraft privilege products into database processing systems;Computer software for monitoring overdrawn checking accounts;financial services, namely, managing checking accounts with overdraft privileges; financial consultation in the fields of economic planning, regulatory compliance, strategic planning, and earnings improvement for financial institutions;JOHN M. FLOYD AND ASSOCIATES;business management services for financial institutions; business consulting in the field of economic planning, regulatory planning, strategic planning, and earnings improvement for financial institutions; business marketing consulting in the field of checking account overdraft privilege marketing programs;Computer consulting services in the field of integration of overdraft privilege products into data processing systems;

JMFA DIRECT

training services in the field of monitoring, reporting and implementation of checking account acquisition programs;checking account management and checking account acquisition services for financial institutions; financial consultation in the field of deposit accounts; financial consulting in the fields of economic, regulatory, earnings improvement and strategic planning for financial institutions;JOHN M FLOYD ASSOCIATES DIRECT;business management services for financial institutions; business consulting in the field of economic, regulatory, earnings improvement and strategic planning for financial institutions; business marketing consulting in the field of checking account acquisition and implementation services for financial institutions;DIRECT;Computer consulting services in the fields of integration of checking account acquisition products into data processing systems, database analysis and mapping, and secure data storage and transmission;

JMFA NEXT GENERATION OVERDRAFT PRIVILEGE

JOHN M FLOYD ASSOCIATES NEXT GENERATION OVERDRAFT PRIVILEGE;Checking account overdraft privilege services for banks and credit unions, namely, providing services that allow banks and credit unions to offer overdraft protection to their customers; overdraft privilege management services for banks and credit unions; financial consultation in the field of deposit accounts; Financial consultation; financial consulting in the fields of economic, regulatory, earnings improvement and strategic planning for financial institutions; overdraft privilege product design for others;OVERDRAFT PRIVILEGE;

JMFA OVERDRAFT PRIVILEGE

Training for design and implementation, monitoring and reporting of overdraft privilege programs;Checking account overdraft privilege services for banks, namely providing services that allow banks to offer overdraft protection to their customers; overdraft privilege management services for banks; financial consultation in the field of deposit accounts; financial, economic, regulatory, earnings improvement and strategic planning consulting for financial institutions; overdraft privilege product design;JOHN M FLOYD ASSOCIATE OVER DRAFT PRIVILEGE;Financial institution management, namely business management services for financial institutes; business consulting, namely economic, regulatory, earnings improvement and strategic planning consulting for financial institutions; business marketing consulting, namely, overdraft privilege marketing program design and implementation;OVERDRAFT PRIVILEGE;Computer consulting services, namely, integration of overdraft privilege products into data processing systems;

JOHN M. FLOYD & ASSOCIATES OVERDRAFT PRIVILEGE

Training for design and implementation, monitoring and reporting of overdraft privilege programs;The name John M. Floyd identifies a living individual whose consent is of record.;Checking account overdraft privilege services for banks, namely providing services that allow banks to offer overdraft privileges to their customers; overdraft privilege management services for banks; financial consultation in the field of deposit accounts; financial, economic, regulatory, earnings improvement and strategic planning consulting for financial institutions; overdraft privilege product design;Financial institution management, namely business management services for financial institutions; business consulting, namely economic, regulatory, earnings improvement and strategic planning consulting for financial institutions; business marketing consulting, namely, overdraft privilege marketing program design and implementation;ASSOCIATES OVERDRAFT PRIVILEGE;Computer consulting services, namely integration of overdraft privilege products into data processing systems;

LOAN OPTIMIZER

Communication services, namely electronic transmission of loan information between lenders for negotiating the buying and selling of loan participation interests;financial services, namely, money lending, brokerage offered via websites on the Internet in the field of commercial, business, consumer, personal and mortgage loans;Business management services for financial institutions in the field of loan participation marketing and purchase; business consultation, namely, loan profitability analysis and consultation; business appraisals of loans;LOAN;

LOANOPTIMIZER.COM

Banking services provided to banks; namely enabling more than one bank to participate in the same financial transaction, such as a loan or a lease;LOAN OPTIMIZER;

PRIVILEGE MANAGER CRM

Computer software for use in providing management reports, custom reports and account holder communications for financial institutions in connection with their overdraft privilege programs and the supervision of overdrawn accounts and the customer relations;CRM;

THE FLOYD REPORT

periodical newsletters containing articles, news reports, letters, photographs, advertisements, and similar items of interest to those in the banking, credit union and financial services industry;REPORT;