MERCER HUMAN RESOURCE CONSULTING, INC.

CFI COMMUNICATIONS FOR IMPACT

Business consulting; business management consulting; consultation to assist companies in implementing organizational, structural, policy and administration changes;

MERCER GLOBAL BENEFITS MANAGEMENT

Administration of employee benefits plans, management and consultation in the field of employee benefits;

MERCER HR OUTSOURCING

insurance consultation and administration; consultation and administration of employee pension plans and employee benefits plans; insurance brokerage service; providing information via electronic means to employees and employers on employee benefits, health benefits and group benefits; consulting and administration services in the field of health insurance; business consulting services; business consulting in the field of employee defined benefit plans, actuarial plans, asset management, investments, outsourcing employee benefits administration, and governmental reporting and compliance concerning defined benefit plans; developing, management and administration of employee defined benefit plans and retirement plans; compiling, organizing and providing to others via electronic means employee benefits plan survey data;MERCER HUMAN RESOURCE OUT SOURCING;personnel management and compensation consultation; consultation services for the evaluation and management of employees; human resources consultation; business research and surveys, namely, creation, administration, interpretation and evaluation of online surveys to measure employee commitment, satisfaction, professional development and morale; business consulting services, namely, advising others on the structure and administration of human resources plans and programs; business administrative consulting; organization consulting; business management; business management consulting; personnel management; management consultancy; marketing consultancy; monitoring for others the effectiveness of human capital practices on business performance; consultation services in diagnosing and measuring human resources performance;HR OUTSOURCING;

PEOPLE AT WORK

Business consulting; business management consulting; human resources consulting, conducting market research and surveys for others in the areas of human resources and employee opinions, effectiveness and job satisfaction;

REWARDS@WORK

REWARDS AT WORK;Business consulting services;Creating, designing and maintaining a website for businesses featuring information on employee benefits, health care, insurance, career opportunities, retirement plans, and compensation;

SPDIGITAL2

SP DIGITAL TWO;Business consultation services; human resource management and consultation services; business consultation in the fields of design, development, publishing, producing, and maintaining human resources and employee benefits information and employee communications online and in print;

TOTAL REWARDS THAT WORK

Training services, namely, providing seminars and workshops featuring benefits packages in light of business strategies and competitive plans;Administration of employee benefit plans;Business consulting; human resource consulting; administration of business payroll;