NovaStar Financial, Inc.

ADVANCEONE LENDING

Mortgage banking services; broker services, namely, mortgage brokerage; mortgage lending and financial services, namely, loan origination services, loan processing, loan collections, and mortgage brokerage; mortgage services, namely purchasing mortgage loans from real estate and mortgage brokers and correspondent lenders; brokering and servicing of mortgage loans to secondary mortgage lenders; maintenance of mortgage escrow accounts; mortgage banking, lending, brokering, and financial services over the global computer network, namely, loan origination services, loan processing, loan collections, mortgage brokerage, and mortgage lending;ADVANCE ONE LENDING;LENDING;

AMPRO

AM PROFESSIONAL;Title, abstract and closing services including collection and disbursement of funds Appraisal management services, flood insurance services and management of other mortgage related ancillary products;

BEST SCORE

Mortgage banking services; Broker services, namely, mortgage brokerage; Mortgage lending and financial services, namely, loan origination services, loan processing, loan collections, and mortgage brokerage; Mortgage services, namely purchasing mortgage loans from real estate and mortgage brokers and correspondent lenders; Brokering and servicing of mortgage loans to secondary mortgage lenders; Maintenance of mortgage escrow accounts; Mortgage banking, lending, brokering, and financial services over the global computer network, namely, loan origination services, loan processing, loan collections, mortgage brokerage, and mortgage lending.;

KNOLOGY MORTGAGE BANKING SOLUTIONS

Mortgage banking services; Broker services, namely, mortgage brokerage; mortgage lending and financial services, namely, loan origination services, loan processing, loan collections, and mortgage brokerage; mortgage services, namely purchasing mortgage loans from real estate and mortgage brokers and correspondent lenders; brokering and servicing of mortgage loans to secondary mortgage lenders; maintenance of mortgage escrow accounts; mortgage banking, lending, brokering, and financial services over the global computer network, namely, loan origination services, loan processing, loan collections, mortgage brokerage, and mortgage lending;MORTGAGE BANKING SOLUTIONS;

KNOLOGYMBS

Mortgage banking services; broker services, namely, mortgage brokerage; mortgage lending and financial services, namely, loan origination services, loan processing, loan collections, and mortgage brokerage; and wholesale and retail mortgage services, namely purchasing mortgage loans from real estate and mortgage brokers and correspondent lenders, brokering and servicing of mortgage loans to secondary mortgage lenders, and maintenance of mortgage escrow accounts, and mortgage banking, lending, brokering, and financial services over the global computer network, namely, loan origination services, loan processing, loan collections, mortgage brokerage, and mortgage lending;

LAUNCHPOINT

LAUNCH POINT;Career counseling services, including assistance with creating and reviewing resumes for others; providing information about job searching techniques and networking, and assisting others to prepare for interviews and conducting mock interviews;

MAIA

Moving company services; moving and storage of goods, furniture and personal possessions;Appraisals for real estate; real estate valuation services; tax refund settlement services; debit and credit card services; banking services;Business, office and personnel relocation services; moving and relocation services, namely, planning and implementing moves of homes and offices; business relocation consulting;

MAIA HOLDINGS, INC.

Moving company services; moving and storage of goods, furniture and personal possessions; brokerage services for moving and storage of goods, furniture and personal possessions;Appraisals for real estate; real estate appraisal management services; real estate valuation services; financial services in support of tax preparers; tax refund settlement services; debit and credit card services; distribution and marketing of debit cards; banking services;Business, office and personnel relocation services; moving and relocation services, namely, planning and implementing moves of homes and offices; business relocation consulting; brokerage services for business and office relocation;

NOVAQUAL

NOVA QUALIFICATION;Providing credit reporting services and mortgage loan origination, underwriting and pre-qualification services to consumers, mortgage lenders, mortgage brokers, banks and other financial institutions via a website on the Internet;

NOVASTAR

Mortgage banking services; broker services, namely, mortgage brokerage; mortgage lending and financial services, namely, loan origination services, loan processing, loan collections, and mortgage brokerage; and wholesale and retail mortgage services, namely purchasing mortgage loans from real estate and mortgage brokers and correspondent lenders, brokering and servicing of mortgage loans to secondary mortgage lenders, and maintenance of mortgage escrow accounts, and mortgage banking, lending, brokering, and financial services over the global computer network, namely, loan origination services, loan processing, loan collections, mortgage brokerage, and mortgage lending;NOVA STAR;

NOVASTAR

Mortgage banking services; broker services, namely, mortgage brokerage; mortgage lending and financial services, namely, loan origination services, loan processing, loan collections, and mortgage brokerage; and wholesale and retail mortgage services, namely purchasing mortgage loans from real estate and mortgage brokers and correspondent lenders, brokering and servicing of mortgage loans to secondary mortgage lenders, and maintenance of mortgage escrow accounts, and mortgage banking, lending, brokering, and financial services over the global computer network, namely, loan origination services, loan processing, loan collections, mortgage brokerage, and mortgage lending;NOVA STAR;

NOVASTAR

Mortgage banking services; broker services, namely, mortgage brokerage; mortgage lending and financial services, namely, loan origination services, loan processing, loan collections, and mortgage brokerage; and wholesale and retail mortgage services, namely purchasing mortgage loans from real estate and mortgage brokers and correspondent lenders, brokering and servicing of mortgage loans to secondary mortgage lenders, and maintenance of mortgage escrow accounts, and mortgage banking, lending, brokering, and financial services over the global computer network, namely, loan origination services, loan processing, loan collections, mortgage brokerage, and mortgage lending;

NOVASTARIS

NOVASTAR IS;Providing credit reporting services, mortgage insurance underwriting and approval services and mortgage loan origination services to consumers, mortgage lenders, mortgage brokers, banks and other financial institutions via a website on a global computer network;

NOVATION SERVICES

Appraisals for real estate; real estate appraisal management services; real estate valuation services; financial services in support of tax preparers, namely, tax refund and payment processing services, tax preparation service fee processing and bill payment services, financial debt settlement services, and brokerage of banking services; tax refund settlement services; debit and credit card services; issuing prepaid debit cards; banking services;SERVICES;

WAREHOUSE USA CAPITAL CORP.

Mortgage banking services; broker services, namely, mortgage brokerage; mortgage lending and financial services, namely, loan origination services, loan processing, loan collections, and mortgage brokerage; and wholesale and retail mortgage services, namely purchasing mortgage loans from real estate and mortgage brokers and correspondent lenders, brokering and servicing of mortgage loans to secondary mortgage lenders, and maintenance of mortgage escrow accounts, and mortgage banking, lending, brokering, and financial services over the global computer network, namely, loan origination services, loan processing, loan collections, mortgage brokerage, and mortgage lending;WAREHOUSE USA CAPITAL CORP.;USA CAPITAL CORP;

WAREHOUSEUSA CAPITAL

Mortgage banking services; Broker services, namely, mortgage brokerage; Mortgage lending and financial services, namely, loan origination services, loan processing, loan collections, and mortgage brokerage; Mortgage services, namely purchasing mortgage loans from real estate and mortgage brokers and correspondent lenders; Brokering and servicing of mortgage loans to secondary mortgage lenders; Maintenance of mortgage escrow accounts; Mortgage banking, lending, brokering, and financial services over the global computer network, namely, loan origination services, loan processing, loan collections, mortgage brokerage, and mortgage lending.;CAPITAL;

WE DO MORE

Mortgage banking services; broker services, namely, mortgage brokerage; mortgage lending and mortgage brokerage; and wholesale mortgage services, namely, purchasing mortgage loans from real estate and mortgage brokers and correspondent lenders, brokering and servicing of mortgage loans to secondary mortgage lenders, and maintenance of mortgage escrow accounts, and mortgage banking, lending, brokering, and financial services over the global computer network, namely, loan origination services, loan processing, loan collections, mortgage brokerage, and mortgage lending; flexible adjustable rate mortgage lending;

WHATEVER YOUR DREAM, WE HAVE YOU COVERED

Mortgage banking services; broker services, namely, mortgage brokerage; mortgage lending and financial services, namely, loan origination services, loan processing, loan collections, and mortgage brokerage; and wholesale and retail mortgage services, namely purchasing mortgage loans from real estate and mortgage brokers and correspondent lenders, brokering and servicing of mortgage loans to secondary mortgage lenders, and maintenance of mortgage escrow accounts, and mortgage banking, lending, brokering, and financial services over the global computer network, namely, loan origination services, loan processing, loan collections, mortgage brokerage, and mortgage lending;WHATEVER YOUR DREAM WE HAVE YOU COVERED;