ONEGO, Inc.

ONE PLACE TO GO

Administration of a program for enabling participants to obtain discounts on goods and receive improved services; administration, billing and reconciliation of accounts on behalf of others; administrative processing of purchase orders; advertising and directory services, namely, promoting the services of others by providing a web page featuring links to the websites of others; advertising via electronic media and specifically the Internet; advertising and promotional services; advice and information about customer services and product management and prices on Internet sites in connection with purchases made over the Internet; advice on the analysis of consumer buying habits and needs provided with the help of sensory, quality and quantity-related data; analyzing and compiling data for measuring the performance of financial markets; arranging and conduction of auction sales; arranging subscriptions to telecommunication services for others; arranging subscriptions of the online publications of others; auction management services provided to others over an on-line web site accessed through a global computer network; auctioneering; auctioning via telecommunication networks; billing; bookkeeping for electronic funds transfer; business advice, inquiries or information; business appraisals and evaluations in business matters; business marketing services; business intermediary and advisory services in the field of selling products and rendering services; business services, namely, providing computer databases regarding the purchase and sale of a wide variety of products and services of others; buyers' club services; career placement; commercial information agencies provides business information, e.g., marketing or demographic data; commercial information and directory agency; commercial information and advice for consumers consumer advice shop; comparison shopping services; compilation and provision of trade and business price and statistical information; compilation and systemization of information into computer databases; compilation of advertisements for use as web pages on the Internet; compilation of statistics for business or commercial purposes; computerized register management; computerized database management; consumer research; customer loyalty services and customer club services, for commercial, promotional and/or advertising purposes; data compiling and analyzing in the field of insurance; data management services for use in debt collection, namely, electronic data collection and on-line claims management; data processing services; database management; development, operation and administration of digital signage systems and digital advertising systems for others, namely, providing advertising space by electronic means and global computer information networks; direct marketing services; electronic commerce services, namely, providing information about products via telecommunication networks for advertising and sales purposes; electronic processing of orders for others; electronic signature verification services provided in connection with banking and financial services; electronic signature verification services provided in connection with commercial transactions of others; electronic signature verification services provided in connection with commercial transactions of others using smart card, magnetic card, bar code and radio frequency identification technologies; incentive award programs to promote the sale of products and services of others; infomediary services, namely, facilitating transactions between buyers and sellers through providing buyers with information about sellers, goods, and/or services; information or enquiries on business and marketing; information services relating to business matters; insurance lead collection and matching services, namely, matching consumer requests for insurance policy quotes collected over the Internet to pre-qualified insurance brokers, agents and agencies interested in those requests; integrated tracking and management of commercial transactions on a global computer network; Internet advertising services; invoicing services; job and personnel placement; management and compilation of computerized databases; management of customer appreciation programs of others; management of hotel incentive programs of others; management of telephone call centers for others; managing telecommunications networks for others, namely, managing telephone service for other carriers; market study and analysis of market studies; marketing services, namely, providing databases featuring information designed to generate sales traffic via hyperlinks to other web sites; marketing services, namely, consumer marketing research; marketing services, namely, conducting consumer tracking behavior research and consumer trend analysis; matching borrowers with potential lenders in the field of consumer and mortgage lending; matching consumers with real estate professionals in the field of real estate services via computer network; mediation and conclusion of commercial transactions for others; mediation of agreements regarding the sale and purchase of goods; membership club services providing discounts and processing rebates for the services of others; negotiation and conclusion of commercial transactions for third parties via telecommunication systems; on-line advertising on computer communication networks; on-line auction bidding for others; on-line auction services; on-line business networking services; on-line consignment services whereby goods are received on consignment for auction on an online auction site; on-line posting of rewards for information; on-line trading services in which seller posts products to be auctioned and bidding is done via the Internet; operating on-line marketplaces for sellers of goods and/or services; operation and administration of telecommunication systems and networks for others; operation of telephone call centers for others; operation of telephone communication centers for others; organisation of Internet auctions; organizing and conducting charity auctions for charitable fund raising purposes; pay per click (PPC) advertising management services; placing advertisements for others; price comparison services; processing warranty registration documents for others; promoting the goods and services of others through the distribution of discount cards; promoting the goods and services of others by means of operating an on-line shopping mall with links to the retail web sites of others; promoting the goods and services of others through on-line ordering and cataloging of those goods and services; promoting the goods and services of others through search engine referral traffic analysis and reporting; promoting the goods and services of others via a global computer network; promoting the goods and services of others by providing a web site featuring coupons, rebates, price-comparison information, product reviews, links to the retail web sites of others, and discount information; promoting the sale of credit card accounts through the administration of incentive award programs; promoting the sale of goods and services of others by awarding purchase points for credit card use; promoting, advertising and marketing of the on-line web sites of others; promotion of financial and insurance services, on behalf of third parties; providing a searchable online advertising guide featuring the goods and services of other on-line vendors on the Internet; providing a secured access database via the Internet through which documents and images can be viewed, copied, and printed for purposes of conducting corporate transactions; advertising services, namely, providing a web site at which users can offer goods for sale and buy goods offered by others; providing a web site which features advertisements for the goods and services of others on a global computer network; providing databases featuring information for buyers of goods or services to locate and receive quotations from multiple competitive sources and sellers of goods or services identify and bid on multiple new sales opportunities; providing databases featuring information on posted ratings, reviews and recommendations on products and services; providing databases featuring account information related to telecommunications products and services for customers; providing means based on smart card, magnetic card, bar code and radio frequency identification technologies for customers to participate in incentive award programs; providing an on-line commercial information directory on the Internet; providing an on-line computer database in the field of locating products, describing products, rating products, pricing products and comparing prices of products; providing and rental of advertising space on the Internet; providing electronic tracking of intellectual and industrial property assets to others; providing incentive award programs for customers and employees through the distribution of prepaid stored value cards for the purpose of promoting and rewarding loyalty; providing information about the goods and services of others via the global computer network; providing information about commercial business and commercial information via the global computer network; providing information about and making referrals in the field of consumer products and services for retail services concerning products, services, events, activities, attractions and facilities in particular geographic locations; providing on-line directory information services also featuring hyperlinks to other web sites; providing statistical information for business or commercial purposes; rental of advertising space on web sites; retail store services featuring telecommunications, electric and utility services of others; retail store services featuring telecommunications service plans and telecommunications service activation; utility bill management services, namely, tracking, reporting, analyzing and delivering energy information in the form of utility bills and utility meter data rate schedules;

ONEGO

All services should be deleted, except the following real estate appraisal and valuation; real estate brokerage; real estate financing services; in class 36.;ONE GO;[ Actuarial services; administration of savings accounts; advice relating to investments; arranging and provision of credit, loans, insurance, currency exchange and travellers cheques; ATM banking services; automated securities brokerage; banking and financing services; banking services provided by mobile telephone connections; bill payment services provided through a website; business finance procurement services; cash replacement rendered by credit card; charge card and credit card services; charitable fund raising; check processing; check verification; checking account services; commodities exchange services; commodity exchange; consumer lending services; corporate savings account services; credit agencies; credit and cash card services; credit card and debit card services; credit card and payment card services; credit card factoring services; credit card payment processing services; credit card transaction processing services; credit card verification; credit risk management; currency transfer services; debit and credit account services featuring payments based on smart card, magnetic card, bar code and radio frequency identification technologies; debt collection agencies; electronic banking via a global computer network internet banking; electronic verification and authorisation services for banking via internet and computer networks; electronic cash transactions; electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the internet; electronic credit card transactions; electronic debit transactions; electronic foreign exchange payment processing; electronic funds transfer; electronic loan origination services; electronic loan preparation services; electronic payment, namely, electronic processing and transmission of bill payment data; electronic processing of insurance claims and payment data; electronic transfer of money; evaluation of the credit worthiness of companies and private individuals; exchanging money; financial advice and consultancy services; financial analysis and research services; financial and investment services, namely, management and brokerage in the fields of stocks, bonds, options, commodities, futures and other securities, and the investment of funds of others; financial clearing houses; financial exchange; financial guarantee and surety; financial information provided by electronic means; financial information processing; financial information and advisory services; financial information and evaluations; financial management; financial portfolio management; financial risk management; financial services, namely, providing on-line stored value accounts in an electronic environment; financial services, namely, money lending; financial services, namely, investment fund transfer and transaction services; financial services, namely, assisting others with the completion of financial transactions for stocks, bonds, securities and equities; financial services, namely, administration of transactions involving funds drawn from securities, stocks, funds, equities, bonds, cash, or other types of financial investments in retirement plans using a credit or debit card over a global data network; financial services, namely, providing for the exchange of foreign currency, commodities, financial derivatives, interest rate products, equities, and other securites via the internet and intranet systems; financial services, namely, providing information in the fields of foreign currency, commodities, financial derivatives, interest rate products, equities, and other securites via the internet and intranet systems; financial services, namely, providing a virtual currency for use by members of an on-line community via a global computer network; financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; foreign exchange transactions; futures exchange services; fraud reimbursement services in the field of credit card purchases; home banking; insurance agency and brokerage; investment by electronic means; issuing of checks and letters of credit; issuing stored value cards; lease-purchase financing; life insurance brokerage; loan financing; merchant banking and investment banking services; monetary exchange; money order payment guarantee services; money order services; money transfer; mortgage banking services, namely, origination, acquisition, servicing, securitization and brokerage of mortgage loans; mortgage lending; mutual fund brokerage; mutual funds and capital investment; on-line banking services; on-line business fund raising services; on-line cash account services; on-line discount securities brokerage services; on-line escrow service for exchange of services; on-line financial planning services; organization of stock exchanges for the benefit of the trade of stocks and other financial values; pawn brokerage; payment processing services, namely, credit card and debit card transaction processing services; prepaid card services in the nature of making payment for adding airtime to prepaid or pay-as-you-go wireless services; prepaid telecommunications calling card services; pre-paid purchase card services, namely, processing electronic payments made through prepaid cards; pre-paid purchase card services, namely, processing electronic payments through pre-paid cards; providing a database featuring information on ratings, reviews and recommendations on stocks, bonds, mutual funds and other financial instruments; providing a database featuring personal financial information and financial advice; providing an on-line database featuring commercial financial transaction data, account management data, financial reporting, accounting features and related reference information; providing bank account information by telephone; providing cash and other rebates for credit card use as part of a customer loyalty program; providing electronic processing of of ACH and credit card transactions and electronic payments via a global computer network; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; providing extended warranties on authentication, encryption and certification services used to provide security in electronic transactions and communications that take place over the internet and other computer networks; providing financial risk management services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; providing financial information; providing rebates at participating establishments of others through use of a membership card; providing stock/securities market information; provision of financial information; ] real estate appraisal and valuation; real estate brokerage; real estate financing services; [ savings and loan services; securities brokerage; securities exchange; securities trading and investing services for others via the internet; stock exchange quotation and listing services; stored value card services; student loan services; surety services; tax payment processing services; telecommunications air time brokerage services; telecommunications reseller services, namely, telecommunications air time brokerage services; telephone calling card services; financial intermediary services, namely, initiating a telecommunication session for third parties; trustee services; wholesale lending services; wireless telephone payment services, namely, wireless mobile telephone rate plans; warranty claims administration services, namely, processing warranty claims for authentication, encryption and certification services used to provide security in electronic transactions and communications that take place over the internet and other computer networks ];Administration of a program for enabling participants to obtain discounts on goods and receive improved services; [ administration, billing and reconciliation of accounts on behalf of others; ] administrative processing of purchase orders; [ advertising and directory services, namely, promoting the services of others by providing a web page featuring links to the websites of others; advertising via electronic media and specifically the internet; advertising and promotional services; advice and information about customer services and product management and prices on internet sites in connection with purchases made over the internet; ] advice on the analysis of consumer buying habits and needs provided with the help of sensory, quality and quantity-related data; [ analyzing and compiling data for measuring the performance of financial markets; arranging and conduction of auction sales; arranging subscriptions to telecommunication services for others; arranging subscriptions of the online publications of others; auction management services provided to others over an on-line web site accessed through a global computer network; auctioneering; auctioning via telecommunication networks; billing; bookkeeping for electronic funds transfer; business advice, inquiries or information; business appraisals and evaluations in business matters; business marketing services; business intermediary and advisory services in the field of selling products and rendering services; ] business services, namely, providing computer databases regarding the purchase and sale of a wide variety of products and services of others; buyers' club services; [ career placement; commercial information agencies provides business information, e.g., marketing or demographic data; commercial information and directory agency; commercial information and advice for consumers consumer advice shop; comparison shopping services; compilation and provision of trade and business price and statistical information; compilation and systemization of information into computer databases; compilation of advertisements for use as web pages on the internet; ] compilation of statistics for business or commercial purposes; computerised register management; computerized database management; consumer research; customer loyalty services and customer club services, for commercial, promotional and/or advertising purposes; [ data compiling and analyzing in the field of insurance; data management services for use in debt collection, namely, electronic data collection and on-line claims management; data processing services; database management; development, operation and administration of digital signage systems and digital advertising systems for others, namely, providing advertising space by electronic means and global computer information networks; ] direct marketing services; electronic commerce services, namely, providing information about products via telecommunication networks for advertising and sales purposes; electronic processing of orders for others; electronic signature verification services provided in connection with banking and financial services; electronic signature verification services provided in connection with commercial transactions of others; electronic signature verification services provided in connection with commercial transactions of others using smart card, magnetic card, bar code and radio frequency identification technologies; incentive award programs to promote the sale of products and services of others; infomediary services, namely, facilitating transactions between buyers and sellers through providing buyers with information about sellers, goods, and/or services; [ information or enquiries on business and marketing; information services relating to business matters; insurance lead collection and matching services, namely, matching consumer requests for insurance policy quotes collected over the internet to pre-qualified insurance brokers, agents and agencies interested in those requests; integrated tracking and management of commercial transactions on a global computer network; internet advertising services; invoicing services; job and personnel placement; management and compilation of computerised databases; ] management of customer appreciation programs of others; management of hotel incentive programs of others; [ management of telephone call centers for others; managing telecommunications networks for others, namely, managing telephone service for other carriers; market study and analysis of market studies; marketing services, namely, providing databases featuring information designed to generate sales traffic via hyperlinks to other web sites; ] marketing services, namely, consumer marketing research; marketing services, namely, conducting consumer tracking behavior research and consumer trend analysis; [ matching borrowers with potential lenders in the field of consumer and mortgage lending; matching consumers with real estate professionals in the field of real estate services via computer network; mediation and conclusion of commercial transactions for others; mediation of agreements regarding the sale and purchase of goods; ] membership club services providing discounts and processing rebates for the services of others; [ negotiation and conclusion of commercial transactions for third parties via telecommunication systems; on-line advertising on computer communication networks; on-line auction bidding for others; on-line auction services; on-line business networking services; on-line consignment services whereby goods are received on consignment for auction on an online auction site; on-line posting of rewards for information; on-line trading services in which seller posts products to be auctioned and bidding is done via the internet; operating on-line marketplaces for sellers of goods and/or services; operation and administration of telecommunication systems and networks for others; operation of telephone call centers for others; operation of telephone communication centers for others; organisation of internet auctions; organizing and conducting charity auctions for charitable fund raising purposes; pay per click (PPC) advertising management services; placing advertisements for others; price comparison services; processing warranty registration documents for others; ] promoting the goods and services of others through the distribution of discount cards; promoting the goods and services of others by means of operating an on-line shopping mall with links to the retail web sites of others; promoting the goods and services of others through on-line ordering and cataloging of those goods and services; promoting the goods and services of others through search engine referral traffic analysis and reporting; promoting the goods and services of others via a global computer network; promoting the goods and services of others by providing a web site featuring coupons, rebates, price-comparison information, product reviews, links to the retail web sites of others, and discount information; promoting the sale of credit card accounts through the administration of incentive award programs; promoting the sale of goods and services of others by awarding purchase points for credit card use; [ promoting, advertising and marketing of the on-line web sites of others; promotion of financial and insurance services, on behalf of third parties; providing a searchable online advertising guide featuring the goods and services of other on-line vendors on the internet; providing a secured access database via the internet through which documents and images can be viewed, copied, and printed for purposes of conducting corporate transactions; advertising services, namely, providing a web site at which users can offer goods for sale and buy goods offered by others; providing a web site which features advertisements for the goods and services of others on a global computer network; ] providing databases featuring information for buyers of goods or services to locate and receive quotations from multiple competitive sources and sellers of goods or services identify and bid on multiple new sales opportunities; providing databases featuring information on posted ratings, reviews and recommendations on products and services; providing databases featuring account information related to telecommunications products and services for customers; providing means based on smart card, magnetic card, bar code and radio frequency identification technologies for customers to participate in incentive award programs; [ providing an on-line commercial information directory on the internet; ] providing an on-line computer database in the field of locating products, describing products, rating products, pricing products and comparing prices of products; [ providing and rental of advertising space on the internet; providing electronic tracking of intellectual and industrial property assets to others; ] providing incentive award programs for customers and employees through the distribution of prepaid stored value cards for the purpose of promoting and rewarding loyalty; [ providing information about the goods and services of others via the global computer network; providing information about commercial business and commercial information via the global computer network; ] providing information about and making referrals in the field of consumer products and services for retail services concerning products, services, events, activities, attractions and facilities in particular geographic locations; [ providing on-line directory information services also featuring hyperlinks to other web sites; providing statistical information for business or commercial purposes; rental of advertising space on web sites; retail store services featuring telecommunications, electric and utility services of others; retail store services featuring telecommunications service plans and telecommunications service activation; utility bill management services, namely, tracking, reporting, analyzing and delivering energy information in the form of utility bills and utility meter data rate schedules ];[ Accreditation services, namely, setting and providing standards for electronic verification, electronic signature verification, and banking transactions for the purpose of accreditation; accreditation services, namely, evaluating organizations to determine whether the organizations conform to an established standard; application service provider (ASP), namely, hosting computer software applications of others; ] application service provider featuring software for providing an on-line database in the field of transaction processing to upload transactional data, provide statistical analysis, and produce notifications and reports; [ application service provider, namely, providing, hosting, managing, developing, and maintaining applications, software, web sites, and databases in the fields of personal productivity, wireless communication, mobile information access, and remote data management for wireless delivery of content to handheld computers, laptops and mobile electronic devices; application service provider, namely, providing, hosting, managing, developing, researching, analyzing, reporting, and maintaining applications, software, web sites, and databases of others in the fields of healthcare, benefits programs, employee productivity, risk management; back-up services for computer hard drive data; computer and computer software rental; computer compatibility services, namely, data mapping; computer programming and maintenance of computer programs; computer programming and rental of computer programs; computer programming and software design; computer security service, namely, restricting access to and by computer networks to and of undesired web sites, media and individuals and facilities; computer services, namely, designing and implementing web sites for others; computer services, namely, providing search engines for obtaining data on a global computer network; computer services, namely, creating indexes of information, sites and other resources available on computer networks; computer services, namely, creating an on-line community for registered users to participate in discussions, get feedback from their peers, form virtual communities, and engage in social networking; computer services, namely, search engine optimization; ] computer services, namely, providing a web-based system and online portal for customers to remotely manage, administer, modify and control their end user computer devices, data and software applications; [ computer services, namely, acting as an application service provider in the field of knowledge management to host computer application software, searching and retrieving information, sites, and other resources available on computer network for others; computer software design, computer programming, or maintenance of computer software; computer systems integration services; computer access control services, namely, digital rights management; computer service, acting as an application service provider in the field of knowledge management to host computer application software for creating searchable databases of information and data to allow users to perform, on-line, the collecting and analyzing of different types of opinion surveys; computer service, namely, acting as an application service provider in the field of knowledge management to host computer application software for searching and retrieving information from databases and computer networks and for the collection, editing, organizing, modifying, book marking, transmission, storage and sharing of data and information; computer software consultancy; customization of computer hardware and software; data automation and collection service using proprietary software to evaluate, analyze and collect service data; data encryption services; data mining; ] data warehousing; data automation and collection service using proprietary software to evaluate, analyze and collect service data; [ design and development of networks; design and development of on-line computer software systems; design and development of computer hardware and software; design and implementation of software and technology solutions for the purpose of product and document authentication and tracking, and brand monitoring and protection, to protect against counterfeiting, tampering, and diversion, and to ensure the integrity of genuine products and documents; development of customized software for others for use in risk assessment, information security, business analysis, audit and audit planning, and sales management; design of computer hardware, integrated circuits, communications hardware and software and computer networks for others; design and development of software for secure network operations; design and development of wireless communication systems for transmission and reception of voice, data and video; development, maintenance and updating of a telecommunication network search engine; development, updating and maintenance data bases; design, deployment and management of wireless networks for others; hosting of web sites; ] hosting an interactive web site for users to review and rate internet content, people, companies, products and/or services utilizing a software application to award points whereby web site users are eligible to exchange points earned for promotional items consisting of coupons, rebates, discounts or special offerings on goods and/or services provided by web site sponsors; [ integration of computer systems and networks; installation and maintenance of computer software; ] on-line security services, namely, providing security and anonymity for electronically transmitted credit card transactions; [ providing an online website for creating and hosting micro websites for businesses; ] providing customer-defined generated content and content of others automatically selected and customized based on the known or estimated geographical location of an internet, mobile telephone or other wired or wireless digital network based customer; providing customized on-line web pages featuring user-defined information, which includes search engines and on-line web links to other web sites; providing electronic verification of on-line orders of digital content and generating electronic permission codes which then allow users to access said digital content; providing electronic verification services for users in connection with commercial transactions using smart card, magnetic card, bar code and radio frequency identification technologies; providing customized online web pages for specific request of end-users; [ rental of computer software and programs, data processing equipment and computer peripheral devices; rental of data processing equipment; rental of smart card readers; research services in the field of information and telecommunications technology; testing, analysis and evaluation of the goods and services of others for the purpose of certification ];

ONEGO

ONE GO;Advertising and promotional services; advertising management services; Customer Relations Management (CRM) by means of an internet website and an internet website portal; business management, business administration by means of an internet website and an internet website portal; advertising, business management, business administration, office functions relating to providing of physical and digital identification and authentication means, also provided via an internet website and an internet website portal; online retail and wholesale store services featuring automobile goods and equipment, publications, stationery, CDs, DVDs, magnetic data carriers, recording discs, video games, computer games, musical and audio visual works provided via the Internet, and other computer and electronic communications networks or via wireless technology, computers and computer software, telephones, toys, games, playthings and sports equipment, building, and home improvement goods for the do-it-yourself sector, garden plants, and gardening goods and equipment, domestic electrical and electronic equipment, including white goods, machines for handheld use, hand tools, optical goods, cameras and photographic goods, jewellery, clocks, watches, bathroom and heating products, clothing, headgear, footwear, fashion accessories, leather and imitation leather goods, handbags, purses and luggage, travel goods and accessories, furniture, household containers and utensils, crockery and glassware, furnishings, textiles, haberdashery, napery, cosmetics, toiletries, health and beauty products, foods and alcoholic and non alcoholic beverages, pet foods, pet equipment and products, tobacco products and smokers' accessories; business management of client and service providers, customers clubs, buyers clubs, group purchase programs and database management services provided on-line from a computer network; computerised file and database management; evaluation and compilation of statistical data and price comparison services; rental of advertising space, pay per click advertising management services, affiliate and referrals advertising, dissemination of advertising for others via an internet website and an internet website portal; marketing management; providing classified listings of goods and services for others via and on-line searchable database; business management services provided on-line from a computer network related to the handling of payments for goods and services by prepaid cards, deferred payment cards, gift certificates and loyalty points; the bringing together, for the benefit of others, of a variety of consumer product information, goods and service providers enabling consumers to conveniently view, choose, order and purchase suggested goods and services from an Internet web site particularly specializing in the marketing of the sale of goods and services of others; auctioneering; file management by online service platform, in particular acquisition and processing of data with regard to financial services and financial service providers; E-commerce services, namely, administrative processing of orders and invoice management by means of electronic ordering systems; business investigations and information, namely, gathering and reporting information regarding business related addresses, emails, account and checking information, credit card validation, telephone number verification, user credit lines and mobile pone PIN authentication that are made available to other companies for commercial purposes; administration of a consumer loyalty program to promote retail sales of others; processing of bills, namely, bill presentment services;

ONEGO

Physical and digital identification and authentication means namely, software for use on online service platforms and portals on the Internet for the information and data transfer, reception and storage and use in the financial services, banking and market industries; physical and digital identification and authentication means, namely, software for use in point-of-sale (POS) systems and department stores or online shops to access software on servers and online service platforms for initiating business transactions, data transfer, reception, exchange and storage of loyalty points; data processing equipment in the nature of couplers and computers; computer software for use in database management; point-of-sale (POS) transaction terminals and computer software for transmitting, displaying and storing transaction and identification and financial information for use in the financial services, banking and telecommunications industries; radio frequency identification devices, namely, transponders; electronic verification apparatus for verifying authentication of charge cards, bank cards, credit cards, debit cards and payment cards; magnetically encoded credit cards, debit cards and payment cards including cards containing an integrated circuit chip being smartcards; magnetically encoded cards, namely, identity cards, club membership cards, loyalty cards; SIM cards; apparatus for reading cards; computer hardware and software for the development and maintenance local and wide area computer networks; magnetically coded credit cards; electrical apparatus for processing of credit card authorizations and transactions; software application that allows merchants to deploy smart posters in retail and wholesale in-store locations that consumers can tap with their mobile telecommunications devices to access coupons, rebates, discounts, vouchers and special offers; downloadable software application that allows contactless payments; financial software for mobile devices, cash registers, and other point-of-sale (POS) systems, namely, software for database management; e-commerce software to allow users to perform electronic business transactions; computer hardware and downloadable software that provides analytic tools for payment processing, to create, manage and optimize customer relationships participating in loyalty programs, and for business process optimization; bar code and/or quick response (QR) code readers, scanners; near field communication (NFC) technology enabled devices, namely, NFC tags; downloadable computer application software for mobile phones, namely, software for use in database management; one time number and password generating mobile applications, namely, software for use in database management; downloadable computer software for secure data storage and retrieval and transmission of confidential customer information used by individuals, companies and financial institutions;ONE GO;Real estate affairs, namely, assessment and management of real estate; banking services, money transfer services, electronic funds transfer services, bill payment services, money order services, credit card services, prepaid card services, namely, processing electronic payments made through prepaid cards; issuing of gift certificates, namely, processing electronic payments made through gift certificates; automated teller machine services, providing debit and stored value card services and direct deposit of funds into customer bank accounts; automated clearing house deposit services; and on-line auction payment and settlement services, namely, providing secure commercial transactions and payment options;