Sapiens Americas Corporation

EFREEDOM ANNUAL STATEMENT

Computer software for reporting and validating insurance policy information, for database and project management in the field of insurance policy information administration, and for use in printing;ELECTRONIC FREEDOM ANNUAL STATEMENT;ANNUAL STATEMENT;

FREEDOM

Training in the use of software, namely, computer software to assist with compliance with state unclaimed property reporting requirements and computer software for the insurance industry and for entities that accumulate and report unclaimed property, namely, accounting software and software for preparing financial and regulatory reports and statements;Computer software to assist with compliance with state unclaimed property reporting requirements; computer software for the insurance industry and for entities that accumulate and report unclaimed property, namely, accounting software and software for preparing financial and regulatory reports and statements;Maintenance of computer software; software as a service (SAAS) services, namely, hosting software for use by others to assist with compliance with state unclaimed property reporting requirements; software as a service (SAAS) services, namely, hosting software for use by the insurance industry and for entities that accumulate and report unclaimed property, namely, accounting software and software for preparing financial and regulatory reports and statements;

STONERIVER

Downloadable computer software for accounting, reporting, processing and management of reinsurance contracts and claims and related user's manuals, sold as a unit; downloadable computer software to enable insurance companies to manage claims for their lifecycle, namely, notice of loss through salvage, subrogation, and litigation; downloadable computer software for use by the insurance industry to provide information about policy holders and their relationship with an insurance company, including policies; downloadable computer software and programs for personal lines insurance brokers, agents and for the insurance industry for use in policy entry and quotation, policy rating and underwriting, policy issue and endorsement, policy illustration, policy cancellation and renewal, claims administration and assignment, claims reserve management, billing, collections, payments, accounting and general ledger, annual statement processing and reporting, management reporting and business intelligence, document print and display, customer relationship management, reinsurance contract management, cession, and assumption, agency operations management and comparative rating, agent registration, licensing, and education, agent portal management, and payer to provider integration, electric funds transfer, preparation of billing notices, management of medical claims and workers compensation claims, billing, and payment processing, check printing, management of payment, billing, due date, collections, and claims processing for financial accounting reporting requirements; downloadable computer software for use by insurance companies for use in automating business processes, namely, life insurance underwriting processes; downloadable computer software for use in the insurance field, namely, systems automation to assist insurance professionals provide rapid, accurate and efficient insurance services to their customers; downloadable computer software for insurance administration, namely, billing, claims administration, underwriting, and management of insurance policies and applications; downloadable computer software for use in the marketing of life insurance; downloadable computer software to assist with compliance with state unclaimed property reporting requirements; downloadable computer software for insurance companies, state workers compensation insurance funds, and third party administrators for use in managing and administrating workers compensation insurance policies, billing, and claims; downloadable computer software to facilitate the electronic submission of bills;STONE RIVER;