SHARABLE, LLC

DISTRIBUTED RESERVES

Financial management in the nature of administering monetary contributions to fund healthcare expenses, namely, managing monetary reserves that are accumulated and distributed across the personally owned and managed individual accounts to pay for member healthcare expenses in a healthcare cost sharing system;

DYNAMIC RESERVING

Financial management, namely, maintaining individual account balances at targeted reserve levels by monitoring the rate of medical expenses in order to calculate a small variable amount that is added or subtracted to a member's periodic bill;

PROVIDER DIRECT PAYMENTS

Financial management, namely, collection of funds from members of a Health Care Sharing Organization and electronic transfer of funds in the nature of distribution of funds to a medical provider;

SHARABLE

Medical expense cost sharing services in the nature of a program for medical expense cost sharing between members through the intake of member funds and distribution to medical providers;Software as a service (SAAS) services featuring software used for database management and accounting of intake member funds for the distribution to medical providers and other members in the field of medical cost-sharing;

SHARABLE CONNEX

SHARABLE CONNECT;Web accessible system for providing services to the members of a health care sharing organization through a web-accessible portal and mobile device application for: health care sharing organization administration; health care expense allocation among the health care sharing organization's members; tracking member payments covering the heath care expenses of other members; providing member-to-member communication regarding the sharing of healthcare expenses between members of the health care sharing organization; providing healthcare cost containment; and providing for the purchase of health care services for members of the health care sharing organization;

SHARED RESERVE AGREEMENTS

administration of agreements between participating health care sharing organizations that enable those health care sharing organizations to augment their monetary reserves by sharing large bills with the members of other participating health care sharing organizations;AGREEMENTS;

SHARING AS A SERVICE

Medical expense cost sharing services in the nature of a program for medical expense cost sharing between members through the intake of member funds and distribution to medical providers;Software as a service (SAAS) services featuring software used for database management and accounting of intake member funds for the distribution to medical providers and other members in the field of medical cost-sharing;

SOCIAL SHARING

Medical cost management utilizing a matching and allocation algorithm that optimizes member-to-member bill sharing among members of a health care cost sharing organization who also share similar life experiences and social attributes;SHARING;

VIRTUAL BILL ACCOUNTS

ACCOUNTS;Software as a service (SaaS) services featuring software used for providing on-line accounts in an electronic environment for individuals for the facilitation and collection of member-to-member health care cost sharing in a health care cost sharing organization;

VIRTUAL SHARE EXCHANGE

Software as a service (SaaS) services featuring software used for database management of health care cost sharing plans;