SPEND TODAY AND RETIRE TOMORROW, INC.

CDM

administering a purchasing and savings program consisting of goods, services and contributions that fund retirement savings accounts, annuity contracts and cash refunds through rebates to members for purchases of goods and services from participating vendors;

CDM

administering a purchasing and savings program consisting of goods, services and contributions that fund retirement savings accounts, annuity contracts and cash refunds through rebates to members for purchases of goods and services from participating vendors;

EVERY TIME YOU TAKE IT OUT YOU PUT A LITTLE SOMETHING AWAY

credit card services for administering a purchasing and savings program consisting of goods, services and contributions that fund retirement savings accounts, annuity contracts and cash refunds through rebates to members for purchases of goods and services from participating vendors;

FOUND MONEY

administering a purchasing and savings system consisting of goods, services and contributions that funds retirement savings accounts, annuity contracts and cash refunds through rebates to members for purchases of goods and services from participating vendors;

I WISH I HAD A PENNY FOR EVERY DOLLAR I EVER SPENT

credit card services for administering a purchasing and savings program consisting of goods, services and contributions that fund retirement savings accounts, annuity contracts and cash refunds through rebates to members for purchases of goods and services from participating vendors;

ISA

administering a purchasing and savings program consisting of goods, services and contributions that fund retirement saving accounts, annuity contracts and cash refunds through rebates to members for purchases of goods and services from participating vendors;

RETURN ON SPENDING

administering a purchasing and savings program consisting of goods, services and contributions that fund retirement savings accounts, annuity contracts and cash refunds through rebates to members for purchases of goods and services from participating vendors;

SMART

INITIATING, ADMINISTERING AND MARKETING A PURCHASING AND SAVINGS SYSTEM THAT FUNDS RETIREMENT SAVINGS ACCOUNTS; NAMELY, ANNUITY CONTRACTS, THROUGH REBATES TO MEMBERS FOR PURCHASES OF GOODS AND SERVICES FROM PARTICIPATING VENDORS;

START

ADMINISTERING A PURCHASING AND SAVINGS PROGRAM CONSISTING OF GOODS, SERVICES AND CONTRIBUTIONS THAT FUND RETIREMENT SAVINGS ACCOUNTS, ANNUITY CONTRACTS AND CASH REFUNDS THROUGH REBATES TO MEMBERS FOR PURCHASES OF GOODS AND SERVICES FROM PARTICIPATING VENDORS;

START

instituting, administering and marketing a purchasing/savings program consisting of goods, services, and contributions provided by participating vendors to member-purchasers, in association with an escrow agent to receive the member-purchasers' contributions, and a future benefit guarantor such as an insurance company providing retirement products such as annuity contracts, to certain of the member-purchasers who choose to transfer their contributions to a retirement product;

START STAT

administering a purchasing and savings program consisting of goods, services and contributions that fund retirement savings accounts, annuity contracts and cash refunds through rebates to members for purchases of goods and services from participating vendors;

START THE NEW AMERICAN WAY

insurance, investment and financial services;

START.

financial and investment management services; administering a purchasing and investment program utilizing rebates based on purchases of goods and services from participating vendors;

STARTPLUS

administering a purchasing and savings program consisting of goods, services and contributions that fund retirement savings accounts, annuity contracts and cash refunds through rebates to members for purchases of goods and services from participating vendors;

STARTPLUS

START PLUS;administering a purchasing and savings system consisting of goods, services and contributions that funds retirement savings accounts, annuity contracts and cash refunds through rebates to members for purchases of goods and services from participating vendors;The mark is lined for the color orange.;

STARTSTAT

START STAT;administering a purchasing and savings system consisting of goods, services and contributions that funds retirement savings accounts, annuity contracts and cash refunds through rebates to members for purchases of goods and services from participating vendors;The mark is lined for the color orange.;

STARTSTAT.

administering a purchasing and savings system consisting of goods, services and contributions that fund retirement savings accounts, annuity contracts and cash refunds through rebates to members for purchases of goods and services from participating vendors;

THE NEW AMERICAN WAY

insurance, investment and financial services;