STANDARD & POOR'S CORPORATION

A

FINANCIAL INVESTMENT SERVICES IN THE FORM OF FINANCIAL SECURITIES; NAMELY, COMMERCIAL PAPER;THE CERTIFICATION MARK, AS USED BY PERSONS AUTHORIZED BY APPLICANT, CERTIFIES TO THE CERTIFIER'S OPINION IN ACCORDANCE WITH THE CERTIFIER'S PUBLISHED STANDARDS THAT THE SUBJECT SECURITY OF COMMERCIAL PAPER HAS THE GREATEST CAPACITY FOR TIMELY PAYMENT.;

AAA

THE CERTIFICATION MARK CONSISTS OF THE LETTERS AAA. AS USED BY PERSONS AUTHORIZED BY APPLICANT, THE MARK CERTIFIES TO APPLICANT'S OPINION IN ACCORDANCE WITH APPLICANT'S PUBLISHED STANDARDS THAT THE SUBJECT SECURITY HAS THE HIGHEST RATING ASSIGNED BY APPLICANT IN THE CASE OF BONDS TO A DEBT OBLIGATION, AS TO WHICH THE CAPACITY TO PAY INTEREST AND REPAY PRINCIPAL IS EXTREMELY STRONG, AND IN THE CASE OF PREFERRED STOCK TO AN ISSUE HAVING AN EXTREMELY STRONG CAPACITY TO PAY PREFERRED STOCK OBLIGATIONS.;