Stockton Bancshares, Inc.

SOLUTIONS NORTH BANK

Administration of health savings accounts; administration of savings accounts; [ advisory services relating to credit and debit control, investment, grants and financing of loans; ] agencies in the field of credit for farming; aircraft financing services; [ annuity services, namely, account and investment administration and the investment and distribution of annuity funds; apartment and office rentals; ] arranging and provision of credit, loans, insurance, currency exchange [ and travelers checks ] ; arranging of loans; ATM banking services; automated coin counting, sorting, and converting services; automated teller machine services; bank tendering, namely, tendering of money; banking and financing services; banking consultation; banking services featuring the provision of certificates of deposit; banking services provided by mobile telephone connections; banking services; banking; bill payment services provided through a website; bill payment services; [ brokerage services for capital investments; business credit reporting services; business credit verification services; capital investment consulting and capital investment services; cash advance services for businesses and merchants; ] cash and foreign exchange transactions; [ cash replenishment of automated teller machines; ] charge card and credit card services, namely, charge card and credit card payment processing services; check acceptance services; check cashing; check processing; checking account services; collection of debts; [ collection of money owed from settlements; ] commercial lending services; consumer lending services; corporate savings account services; credit and cash card services, namely, credit and cash card payment processing services; credit and debit card services, namely, credit card and debit card transaction processing services and cash replacement rendered by credit card; credit and loan services; credit card and debit card services, namely, issuance of credit cards and debit cards; credit card payment processing services; currency exchange services; debit card services, namely, debit card payment processing services; electronic banking via a global computer network; electronic check acceptance services; electronic credit card transaction processing; electronic debit card transaction processing; electronic funds transfer by telecommunications; electronic funds transfer; electronic payment services involving electronic processing and subsequent transmission of bill payment data; electronic transfer of funds; electronic transfer of money; equipment financing services; [ equity capital investment; ] evaluation of the credit worthiness of companies and private individuals; financial consulting; financial loan consultation; [ financial services in the nature of an investment security, and investment of funds for others, including private and public equity and debt investment services; ] financial services, namely, electronic remote check deposit services; [ financial services, namely, investment advice, investment management, investment consultation, investment fund transfer and transaction services; ] financial services, namely, money lending; financial services, namely, mortgage planning; financial services, namely, mortgage refinancing; financial services, namely, savings programs for youths; [ financial trust planning, operation, administration; ] financing and loan services; financing of loans; financing of purchases; financing of real estate development projects; financing relating to automobiles; financing services; [ fund investment consultation and fund investment services featuring securities offered according to previously established criteria in order to maintain a predetermined level of payments to the account holder; gift card transaction processing services; ] home banking; home equity loans; individual retirement account services; installment loans; [ investment banking and investment advisory services; investment banking services; ] issuing of bank checks; issuing of checks; issuing of credit cards; issuing of letters of credit; [ issuing of travelers' checks; issuing prepaid credit cards; issuing prepaid debit cards; ] lease-purchase financing; loan financing; maintaining escrow accounts for investments; maintaining escrow accounts for sales transactions, mortgages; maintaining mortgage escrow accounts; merchant banking services; merchant services, namely, payment transaction processing services; money order services; money wiring services; [ monitoring financial markets for investment purposes; ] mortgage banking services, namely, origination, acquisition, servicing, securitization and brokerage of mortgage loans; mortgage compliance consulting services concerning financial requirements for mortgages for mortgage lenders and servicers and mortgage brokers; mortgage banking; mortgage lending; mortgage refinancing; on-line banking services featuring electronic alerts that alert credit and debit card users when a single transaction exceeds a certain amount; on-line banking services; payment processing services, namely, credit card and debit card transaction processing services; providing bank account information by telephone; providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network; providing electronic processing of credit card transactions and electronic payments via a global computer network; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; providing information and advice in field of finance, financial investments, financial valuations, and the financial aspects of retirement; providing loans secured by commercial paper; providing personal loans and lines of credit; real estate escrow services; [ real estate funds investment services; real estate funds investment services; real estate investment services; real estate investment trust services and advisory and management services related thereto; ] real estate lending services; revolving loans; safe deposit box services; savings account services; savings bank services; telephone banking services [ ; trust services, namely, investment and trust company services, estate trust management, and planning ];BANK;