THE HILB GROUP OF MARYLAND, LLC

CLIENT FOCUS. ACCURACY. RESPECT. EXCELLENCE.

Insurance agency and brokerage;

INSURING IT'S RIGHT

In the statement, Page 1, line 1, Raley, Watts & O'Neill should be deleted, and RWA Insurance, Inc., DBA Raley, Watts & O'Neill should be inserted.;INSURING IT IS RIGHT;Insurance services, namely, consultation, brokerage and underwriting of insurance policies for worker's compensation, business liability, personal umbrella, disability income, long-term care, and life insurance; Insurance services, namely, consultation, brokerage and underwriting of insurance policies for automobiles, motorcycles, boats, and recreational vehicles; Insurance services, namely, consultation, brokerage and underwriting of insurance policies for renters, homeowners, institutions,and businesses; Financial services for employee benefit plans, namely, consultation, administration and investment management of pension funds, SIMPLE IRAs, profit sharing plans, and 401(k) plans; Financial services for retirement, namely, consultation, administration and investment management of traditional and Roth IRAs, fixed and variable annuities, and client retirement portfolios; Financial services for investments, namely, management and distribution of annuities, mutual funds, unit investment trusts, and securities; Financial services for college funding, namely, consultation and administering Sec. 529 plans, and providing consultation for college costs and funding strategies using life insurance; Financial services for business continuation, namely, consultation regarding insurance buy/sell strategies, funding option analysis, and key person insurance; Financial services for executive benefits, namely, consultation, management and distribution of executive bonus plans concerning insurance and finance, supplemental executive retirement plans, and split dollar insurance; Financial services for deferred compensation, namely, consultation, management and distribution of salary continuation plans and non-qualified executive benefits; Financial services for estate planning, namely, legacy planning and charitable giving; Financial services, namely, consultation for asset management programs and comprehensive financial plans;

YOUR PROTECTION IS OUR MISSION

In the statement, Page 1, line 1, Raley, Watts & O'Neill should be deleted, and RWA Insurance, Inc., DBA Raley, Watts & O'Neill should be inserted.;Insurance services, namely, consultation, brokerage and underwriting of insurance policies for worker's compensation, business liability, personal umbrella, disability income, long-term care, and life insurance; Insurance services, namely, consultation, brokerage and underwriting of insurance policies for automobiles, motorcycles, boats, and recreational vehicles; Insurance services, namely, consultation, brokerage and underwriting of insurance policies for renters, homeowners, institutions, and businesses; Financial services for employee benefit plans, namely, consultation, administration and investment management of pension funds, SIMPLE IRAs, profit sharing plans, and 401(k) plans; Financial services for retirement, namely, consultation, administration and investment management of traditional and Roth IRAs, fixed and variable annuities, and client retirement portfolios; Financial services for investments, namely, management and distribution of annuities, mutual funds, unit investment trusts, and securities; Financial services for business continuation, namely, consultation regarding insurance buy/sell strategies, funding option analysis, and key person insurance; Financial services for executive benefits, namely, consultation, management and distribution of executive bonus plans concerning insurance and finance, supplemental executive retirement plans, and split dollar insurance; Financial services for deferred compensation, namely, consultation, management and distribution of salary continuation plans and non-qualified executive benefits; Financial services, namely, consultation for asset management programs and comprehensive financial plans;