T.O.T.B. Inc,

BUY A HOME FOR A BUCK

Financial loan consultation; Financial services, namely, issuance and management of certificates backed by loan portfolios which are subsequently managed to insure the integrity of the certificates; Financial services, namely, the purchase of residential mortgages on behalf of others and the issuance of mortgage-backed securities; Home equity loans; Installment loans; Lease-purchase loans; Loan financing; Loans and discount of bills; Maintaining mortgage escrow accounts; Mortgage banking; Mortgage banking services, namely, origination, acquisition, servicing, securitization and brokerage of mortgage loans; Mortgage brokerage; Mortgage lending; Mortgage procurement for others; Mortgages services, namely, buyer pre-qualification of mortgages for mortgage brokers and banks; Mortgaging of securities for others; Providing loans secured by commercial paper; Providing student loan information; Providing temporary loans; Savings and loan associations; Savings and loan services; Security services, namely, guaranteeing loans; Student loan services; Temporary loans;