TOWERS PERRIN CAPITAL CORP.

BROADER PERSPECTIVE TO DELIVER REAL WORLD RESULTS

Educational services, namely, providing workshops, seminars, and educational programs in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and/or quality assurance; electronic non-downloadable publications, namely, periodicals, books, newsletters, reports, surveys, article reprints, memoranda, guides, manuals, and directories, non-downloadable podcasts, and non-downloadable videos, all in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and/or quality assurance;Computer software for financial modeling and benchmarking, stochastic modeling, evaluating jobs and benefit plans, creating and maintaining employee pay structures, evaluating employee performance, asset allocation, catastrophe modeling, claims management, quality assurance, and for modeling, recording, organizing, calculating, reporting, displaying, analyzing, evaluating, comparing, predicting, and updating actuarial data, financial data, business data, and human resources data, all for use in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and/or quality assurance; downloadable electronic publications in the nature of periodicals, books, newsletters, reports, surveys, article reprints, memoranda, guides, manuals, and directories, downloadable podcasts, and downloadable videos, all in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and/or quality assurance;Printed matter and publications, namely, periodicals, books, newsletters, reports, surveys, article reprints, memoranda, guides, manuals, and directories in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and/or quality assurance;Consulting services in the fields of insurance, financial risk management, financial services, investments, employee compensation and benefits, profit-sharing plans, stock purchase plans, savings, pension and retirement plans, and health care, dental, and prescription plans; administration of employee compensation and benefit plans, profit-sharing plans, stock purchase plans, savings, pension, and retirement plans, and health care, dental, and prescription plans; financial research and information services; actuarial consulting and services; reinsurance brokerage services;Business consultation services; consulting services in the field of business risk management; consulting services in the fields of personnel and human resource management, workforce effectiveness, employee job evaluation, employer-employee communications, employee safety, employee relocation, business and organizational management and operations, contingency planning, strategic planning, operations, mergers and acquisitions, organizational structure and reorganization, and product development and marketing; information in business matters; assistance in management of business activities; outsourcing services; management and compilation of computerized databases; market analysis and research services; market reports and studies; conducting business research and surveys; preparing business reports; custom preparation of employer-employee communications materials in the nature of printed and electronic announcements, memoranda, books, reports, newsletters, guides, manuals, periodicals, and audio-visual presentations;Computer and information technology consultation; design, development, and implementation of computer hardware and software, databases, websites, and intranets; computer systems integration services; computer programming and computer modeling services, namely, computer simulation from computer programs for others; computer project management services; application service provider (ASP) services, namely, providing, hosting, managing, developing, and maintaining applications, software, web sites, and databases of others in the fields of human resources, employee compensation and benefits, retirement planning, pension and retirement plans, investments, profit-sharing plans, stock purchase plans, health care, health care plans, dental plans, prescription plans, personnel management, workforce effectiveness, rewards management, employee job evaluation, personnel policies, employer-employee communications, employee safety, employee relocation, outsourcing, business and organizational management and operations, organizational structure and reorganization, product development and marketing, mergers and acquisitions, strategic planning, contingency planning, change management, information technology, insurance, insurance claims, risk management, risk evaluation, actuarial matters, financial services, investments, financial planning, financial modeling, asset allocation, catastrophe modeling, claims management, and/or quality assurance;

COMPETENCY ATLAS

Educational services, namely, providing live and on-line training and webinars, in the field of human resources;Publications, namely, flash cards, manuals, and printed training materials all in the field of human resources;Consulting services in the field of human resources;COMPETENCY;Providing a web-based system featuring on-line non-downloadable software that allows users to access assessment and development materials in the field of human resources;

FIT LIFETIME

Financial consulting services to employers in the fields of retirement planning and employee benefits; providing employers with online financial information in the fields of retirement planning and employee benefits;Human resources consulting services in the field of employer-employee communications; custom preparation of human resource documents and materials, namely, employer-employee communications materials in the nature of printed and electronic announcements, memoranda, books, reports, newsletters, guides, manuals, periodicals, and audio-visual presentations to be distributed by employers to their employees;Providing employers with temporary use of non-downloadable computer software for retirement planning; providing technical assistance to employers in providing a website featuring personal financial information;

FIT SPEND

financial consulting services in the fields of retirement planning and employee benefits; providing online financial information in the fields of retirement planning and employee benefits; providing a website featuring personal financial information;human resources consulting services in the field of employer-employee communications; human resources services, namely, custom preparation of employer-employee communications materials in the nature of printed and electronic announcements, memoranda, books, reports, newsletters, guides, manuals, periodicals, and audio-visual presentations to be distributed by employers to their employees;providing temporary use of non-downloadable computer software for retirement planning;

INNOVATIVE CERTAINTY

Computer software in the fields of human resources, employee job evaluation, employee compensation, retirement planning, pension plans, profit-sharing plans, stock purchase plans, health care plans, dental plans, prescription plans, employee benefit plans, insurance, risk management, risk evaluation, employee safety, health care, and financial planning, namely, computer software for financial modeling and benchmarking, stochastic modeling, evaluating jobs and benefit plans, creating and maintaining employee pay structures, evaluating employee performance, asset allocation, catastrophe modeling, claims management, quality assurance, and for recording, organizing, calculating, reporting, displaying, analyzing, evaluating, comparing, predicting, and updating financial data, business data, and human resources data; computer software for use by actuaries in modeling, recording, organizing, calculating, reporting, displaying, analyzing, evaluating, predicting, and updating actuarial and financial data;Printed matter and publications, namely, periodicals, newsletters, reports, and directories in the fields of human resources, compensation, employee benefits, retirement plans, rewards management, business and organizational management, mergers and acquisitions, insurance, risk management, risk evaluation, asset allocation, catastrophe modeling, claims management, quality assurance, employee safety, health care, and financial planning;Consulting services for businesses, non-profit organizations and government agencies in the fields of employee benefits, retirement plans, and finance; consulting services in the fields of insurance, financial services, risk management, risk evaluation, asset allocation, catastrophe modeling, and insurance claims management; actuarial services; reinsurance brokerage services; consulting and administration services in the field of employee benefit plans; operating telephone hotlines that provide information and counseling in the field of benefit plans to employees and retirees; providing information on employee benefit plans and comparative analysis of employee benefit plans via the Internet; providing survey data on benefit plans; providing an online interactive computer database in the field of employee benefit plans;Management consulting services for businesses, non-profit organizations and government agencies in the fields of human resources, employee and executive compensation, rewards management, personnel management, business and organizational management, employer-employee communications, public relations, government relations, contingency planning, strategic planning, operations management, organizational structure, mergers and acquisitions, post-merger integration, reorganization, change management, product marketing, product and corporate brand communications, employee safety, and health care; custom preparation of employer-employee communications materials in the nature of printed and electronic announcements, memoranda, reports, newsletters, guides, manuals, and audio-visual presentations; operating telephone hotlines that provide information and counseling in the field of employment to employees; conducting surveys of employees and retirees on behalf of employers; providing information on compensation and comparative analysis of compensation via the Internet; providing survey data on compensation; providing an online interactive computer database in the field of human resource market data, employee and executive compensation, and benefit plans;Consulting services for businesses, non-profit organizations and government agencies in the fields of product development, quality assurance, and informations systems security; consulting services to businesses, governments, and non-profit organizations, namely, consulting on the design and implementation of web sites and intranets; computer services, namely, designing and implementing web sites and intranets for others; designing computer software, computer systems, and computing tools; computer systems integration services; application service provider (ASP) featuring software in the fields of human resources, employee compensation, retirement planning, employee retirement, health, and other benefit plans, insurance, and risk management;

LONGITUDE ANNUITY

brokerage and administration of group annuities;ANNUITY;

LONGITUDE SOLUTION

brokerage and administration of group annuities; financial consultation services in the field of group annuities;SOLUTION;

ONECOST

ONE COST;Providing temporary use of non-downloadable computer software for calculating healthcare costs to be incurred by insurance plan participants;

ONEEXCHANGE

insurance services in the field of health care benefit programs, namely, brokering and administering health care benefit programs; consulting in the field of health care benefit programs;ONE EXCHANGE;providing temporary use of on-line nondownloadable software and applications for finding, organizing, storing, sharing information, for evaluating health plans, for scheduling appointments and events, and for providing VOIP phone access, in the field of health insurance;

ONEEXCHANGE ACCESS

Insurance services in the field of health care benefit programs, namely, brokering and administering health care benefit programs; consulting in the field of health care benefit programs;ONE EXCHANGE ACCESS;

ONEEXCHANGE ACTIVE

Insurance services in the field of health care benefit programs, namely, brokering and administering health care benefit programs; consulting in the field of health care benefit programs;ONE EXCHANGE ACTIVE;

ONEEXCHANGE RETIREE

Insurance services in the field of health care benefit programs, namely, brokering and administering health care benefit programs; consulting in the field of health care benefit programs;ONE EXCHANGE RETIREE;RETIREE;

STAR ESG

software for financial modeling and economic projection; downloadable electronic data files featuring financial and economic data and information for use in financial modeling and economic projection;STAR ECONOMIC SCENARIO GENERATION;ESG;

TAS TILLINGHAST ACTUARIAL SOFTWARE

computer programs for use by insurance actuaries to allow for performing actuarial calculations and analysis;ACTUARIAL SOFTWARE;

TILLINGHAST

[COMPUTER PROGRAMS IN THE FIELDS OF INSURANCE, RISK MANAGEMENT AND HEALTH CARE];FIRST USED IN COMMERCE IN ANOTHER FORM IN 1982.;FIRST USED IN COMMERCE IN ANOTHER FORM IN 1977;[PERIODICALS, NEWSLETTERS, REPORTS AND DIRECTORIES IN THE FIELDS OF INSURANCE AND RISK MANAGEMENT];FIRST USED IN COMMERCE IN ANOTHER FORM IN 1977.;TILLING GHAST;ACTUARIAL SERVICES; CONSULTING SERVICES IN THE FIELDS OF INSURANCE AND RISK MANAGEMENT;[CONSULTING SERVICES IN THE FIELDS OF BUSINESS CONTINGENCY PLANNING AND INFORMATION SYSTEMS SECURITY];FIRST USED IN ANOTHER FORM IN 1962;

TOWERS PERRIN

CONSULTING SERVICES IN THE FIELDS OF INSURANCE AND RISK MANAGEMENT; ACTUARIAL SERVICES; REINSURANCE BROKERAGE SERVICES;MANAGEMENT CONSULTING SERVICES FOR BUSINESSES, NON-PROFIT ORGANIZATIONS AND GOVERNMENT AGENCIES IN THE FIELDS OF EMPLOYEE COMPENSATION AND BENEFITS, EMPLOYER-EMPLOYEE COMMUNICATIONS, PERSONNEL AND HUMAN RESOURCE MANAGEMENT, CONTINGENCY PLANNING, STRATEGIC PLANNING, FINANCE, OPERATIONS, ORGANIZATIONAL STRUCTURE AND REORGANIZATION, AND PRODUCT DEVELOPMENT AND MARKETING; CUSTOM PREPARATION OF EMPLOYER-EMPLOYEE COMMUNICATIONS MATERIALS;

TOWERS WATSON RADAR

Computer software for insurance pricing and data analysis and modeling;

TOWERS WATSON UNIFY

computer software for use in risk management, namely, software for modeling, monitoring, and reporting actuarial data;

TOWERS WATSON VGRID

computer software for transmitting data, electronic files, and other computer software to a remote data center for purposes of performing financial modeling calculations;