Willow Financial Bancorp, Inc.

ECORP

Electronic banking services, namely PC banking for businesses that allows the management of business finances, initiating transfers of funds for eligible accounts, reviewing check clearing and balances, generating external ACH transfers, making federal tax payments, generating ACH payroll origination, initiating stop payments, initiating wire transfer requests, and reviewing account histories;ELECTRONIC CORP;

ETRUST

Electronic banking services, namely PC banking that allows managing trust accounts, accessing account information, investment information, transaction activities, and tax lot listings for trust accounts, and downloading reports for trust accounts;ELECTRONIC TRUST;

FIRST WILLOW

Banking services;FIRST;

WILLPOWER

Banking services and financial services, namely, providing escrow, estate, trust management, educational savings, and retirement savings accounts and planning therefore, and money lending;WILL POWER;