XTM Inc.

TIPS TODAY

Magnetically encoded prepaid credit cards;Processing electronic payments made through prepaid cards; banking services in the nature of a mobile financial account, provided via a stored value card, with instant access to cardholders earnings; Providing an internet website portal in the field of financial transaction and payment processing services; Providing electronic processing of credit card transactions and electronic payments via a global computer network;TIPS;Computer services, namely, acting as an application service provider in the field of knowledge management to host computer application software for the purpose of payroll management; Data automation and collection services, namely, providing temporary use of online non-downloadable computer software to evaluate, analyze and collect service data, namely, payroll data; Software as a service (SAAS) services, namely, hosting software for use by others for use in payroll management;